Midland States Bancorp Balance Sheet
NASDAQ: MSBIFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Midland States Bancorp financial position
At the end of fiscal 2025, Midland States Bancorp reported total assets of $6.51 billion, down 13.2% from a year earlier against total liabilities of $5.95 billion. Shareholders' equity stood at $565.5 million, or 8.7% of assets. The company held $127.8 million in cash and equivalents against $60.2 million of debt, a net cash position of $67.6 million.
Debt-to-equity was 0.11.
Summary generated from market data by MetaCap's automated system. Methodology
Midland States Bancorp balance sheet (annual)
| Fiscal year (USD) | FY 20252025-12-31 | FY 20242024-12-31 | FY 20232023-12-31 | FY 20222022-12-31 | FY 20212021-12-31 | FY 20202020-12-31 | FY 20192019-12-31 | FY 20182018-12-31 | FY 20172017-12-31 | FY 20162016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | 127.81M | 114.77M | 135.06M | 160.63M | 680.37M | 341.64M | 394.50M | 213.70M | 215.20M | 190.72M |
| Property, Plant & Equipment | 85.13M | 85.71M | 82.81M | 78.29M | 79.22M | 74.12M | 91.06M | 94.84M | 76.16M | 66.69M |
| Goodwill | 7.93M | 161.90M | 161.90M | 161.90M | 161.90M | 161.90M | 171.76M | 164.67M | 98.62M | 48.84M |
| Intangible Assets | 8.88M | 12.10M | 16.11M | 20.87M | 24.37M | 28.38M | 34.89M | 37.38M | 16.93M | 7.19M |
| Total Assets | 6.51B | 7.51B | 7.79B | 7.79B | 7.44B | 6.87B | 6.09B | 5.64B | 4.41B | 3.23B |
| Short-Term Debt | 60.18M | 87.50M | 34.87M | 42.31M | 76.80M | 68.96M | 82.03M | 124.23M | 156.13M | 131.56M |
| Total Liabilities | 5.95B | 6.80B | 7.07B | 7.10B | 6.78B | 6.25B | 5.43B | 5.03B | 3.96B | 2.91B |
| Shareholders' Equity | 565.50M | 710.85M | 715.11M | 696.14M | 600.19M | 621.39M | 661.91M | 608.52M | 449.55M | 321.77M |
| Retained Earnings | 86.83M | 247.70M | 245.64M | 282.40M | 212.47M | 156.33M | 165.92M | 133.78M | 114.48M | 112.51M |
| Total Debt | 60.18M | 87.50M | 34.87M | 42.31M | 76.80M | 68.96M | 82.03M | 124.23M | 156.13M | 131.56M |
| Net Cash (Debt) | 67.63M | 27.27M | 100.20M | 118.32M | 603.57M | 272.68M | 312.48M | 89.47M | 59.08M | 59.16M |
| Shares Outstanding | 21.17M | 21.49M | 21.55M | 22.21M | 22.05M | 22.33M | 24.42M | 23.75M | 19.12M | 15.48M |
This table shows 10 annual periods of Midland States Bancorp's balance sheet, from FY 2025 back to FY 2016, across 12 line items including cash & equivalents, property, plant & equipment, goodwill. Values in USD; B = billions, M = millions. Fiscal periods follow MSBI's reporting calendar. What is a balance sheet?