Midland States Bancorp Cash Flow Statement
NASDAQ: MSBIFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Midland States Bancorp free cash flow
In fiscal 2025, Midland States Bancorp generated $125.7 million of operating cash flow and spent $5.3 million on capital expenditures. That left free cash flow of $120.3 million, a free-cash-flow margin of 37.0% of revenue. Free cash flow was down 29.1% from the prior year's $169.6 million.
Midland States Bancorp returned $37.3 million to shareholders: $27.7 million in dividends and $9.7 million in share repurchases, equal to 31% of free cash flow. Free cash flow covered dividend payments 4.3 times.
Summary generated from market data by MetaCap's automated system. Methodology
Midland States Bancorp cash flow statement (annual)
| Fiscal year (USD) | FY 20252025-12-31 | FY 20242024-12-31 | FY 20232023-12-31 | FY 20222022-12-31 | FY 20212021-12-31 | FY 20202020-12-31 | FY 20192019-12-31 | FY 20182018-12-31 | FY 20172017-12-31 | FY 20162016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | -124.28M | 38.04M | 61.16M | 100.24M | 81.32M | 22.54M | 55.78M | 39.42M | 16.06M | 31.54M |
| Net Income growth (YoY) | -426.68% | -37.79% | -38.99% | +23.27% | +260.82% | -59.60% | +41.51% | +145.52% | -49.10% | +29.67% |
| Depreciation & Amortization | 4.89M | 4.99M | 4.78M | 4.84M | 5.51M | 6.94M | 6.58M | 6.17M | 5.01M | 5.08M |
| Change in Working Capital | -15.58M | 1.24M | 3.54M | -12.37M | -7.57M | -27.21M | 8.01M | 10.35M | 838.00K | -6.71M |
| Operating Cash Flow | 125.68M | 176.55M | 153.36M | 285.82M | 334.44M | 499.15M | 538.65M | 97.09M | 70.45M | 24.13M |
| Capital Expenditures | -5.35M | -6.90M | -8.73M | -3.47M | -2.72M | -2.59M | -5.54M | -7.20M | -6.18M | -2.18M |
| Investing Cash Flow | 748.90M | 136.71M | -74.80M | -1.14B | -478.50M | -1.31B | -364.79M | -6.69M | -234.61M | -359.06M |
| Dividends Paid | -27.68M | -27.07M | -26.57M | -25.92M | -25.17M | -24.96M | -23.60M | -19.98M | -14.01M | -9.85M |
| Share Repurchases | -9.66M | -5.47M | -17.90M | -1.11M | -11.69M | -39.62M | -4.02M | 0 | — | — |
| Financing Cash Flow | -861.54M | -333.55M | -104.13M | 332.08M | 482.79M | 760.42M | 6.94M | -91.90M | 188.64M | 313.18M |
| Net Change in Cash | 13.04M | -20.30M | -25.57M | -519.74M | 338.73M | -52.87M | 180.81M | -1.50M | 24.49M | -21.76M |
| Free Cash Flow | 120.33M | 169.65M | 144.63M | 282.35M | 331.72M | 496.56M | 533.12M | 89.89M | 64.27M | 21.95M |
This table shows 10 annual periods of Midland States Bancorp's cash flow statement, from FY 2025 back to FY 2016, across 11 line items including net income, depreciation & amortization, change in working capital. Values in USD; B = billions, M = millions. Fiscal periods follow MSBI's reporting calendar. What is a cash flow statement?