OceanFirst Financial Financial Statements
NASDAQ: OCFCFinanceMajor BanksUSD
Market open · Delayed 15 min · as of Oct 9, 3:37 PM ET
OceanFirst Financial revenue and earnings
In fiscal 2025, OceanFirst Financial generated $404.9 million in revenue, up 5.4% from fiscal 2024. Net income was $71.0 million (-29.1% year over year), for a net margin of 17.5% versus a median of 26.0% in the prior 5 years. Diluted earnings per share came in at $1.17, down from $1.65.
Over the last 5 fiscal years, OCFC's revenue has grown at a 0.9% compound annual rate.
Summary generated from market data by MetaCap's automated system. Methodology
OceanFirst Financial income statement (annual)
| Fiscal year (USD) | FY 20252025-12-31 | FY 20242024-12-31 | FY 20232023-12-31 | FY 20222022-12-31 | FY 20212021-12-31 | FY 20202020-12-31 | FY 20192019-12-31 | FY 20182018-12-31 | FY 20172017-12-31 | FY 20162016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 404.92M | 384.22M | 403.36M | 436.57M | 357.27M | 386.88M | 298.14M | 275.33M | 196.29M | 140.67M |
| Revenue growth (YoY) | +5.39% | -4.74% | -7.61% | +22.20% | -7.65% | +29.77% | +8.28% | +40.27% | +39.54% | +50.85% |
| Operating Expenses | 296.24M | 245.88M | 248.91M | 234.88M | 226.86M | 246.43M | 189.14M | 186.34M | 126.52M | 102.85M |
| Interest Expense | 282.23M | 308.14M | 238.24M | 53.70M | 36.75M | 66.66M | 52.82M | 36.15M | 19.61M | 13.16M |
| Pretax Income | 92.52M | 130.66M | 136.76M | 193.92M | 142.24M | 81.04M | 107.36M | 85.50M | 65.33M | 35.20M |
| Income Tax | 21.49M | 30.27M | 32.70M | 46.56M | 32.16M | 17.73M | 18.78M | 13.57M | 22.86M | 12.15M |
| Net Income | 70.98M | 100.06M | 104.03M | 146.60M | 110.08M | 63.31M | 88.57M | 71.93M | 42.47M | 23.05M |
| Net Income growth (YoY) | -29.07% | -3.81% | -29.04% | +33.18% | +73.87% | -28.52% | +23.14% | +69.37% | +84.28% | +13.40% |
| EPS (Basic) | 1.17 | 1.65 | 1.70 | 2.43 | 1.79 | 1.02 | 1.77 | 1.54 | 1.32 | 1.00 |
| EPS (Diluted) | 1.17 | 1.65 | 1.70 | 2.42 | 1.78 | 1.02 | 1.75 | 1.51 | 1.28 | 0.98 |
| Shares Outstanding (Basic) | 57.42M | 58.30M | 58.95M | 58.73M | 59.41M | 59.92M | 50.17M | 46.77M | 32.11M | 23.09M |
| Shares Outstanding (Diluted) | 57.42M | 58.30M | 58.96M | 58.88M | 59.65M | 60.07M | 50.75M | 47.66M | 33.13M | 23.53M |
| Net Margin | 17.53% | 26.04% | 25.79% | 33.58% | 30.81% | 16.36% | 29.71% | 26.13% | 21.64% | 16.38% |
This table shows 10 annual periods of OceanFirst Financial's income statement, from FY 2025 back to FY 2016, across 11 line items including revenue, operating expenses, interest expense. Values in USD; B = billions, M = millions. Fiscal periods follow OCFC's reporting calendar. What is a income statement?