OceanFirst Financial Balance Sheet
NASDAQ: OCFCFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
OceanFirst Financial financial position
At the end of fiscal 2025, OceanFirst Financial reported total assets of $14.56 billion, up 8.5% from a year earlier against total liabilities of $12.90 billion. Shareholders' equity stood at $1.66 billion, or 11.4% of assets. The company held $135.1 million in cash and equivalents against $255.2 million of debt, a net debt position of $120.1 million.
Debt-to-equity was 0.15.
Summary generated from market data by MetaCap's automated system. Methodology
OceanFirst Financial balance sheet (annual)
| Fiscal year (USD) | FY 20252025-12-31 | FY 20242024-12-31 | FY 20232023-12-31 | FY 20222022-12-31 | FY 20212021-12-31 | FY 20202020-12-31 | FY 20192019-12-31 | FY 20182018-12-31 | FY 20172017-12-31 | FY 20162016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | 135.13M | 123.61M | 153.72M | 167.95M | 204.95M | 1.27B | 120.54M | 120.79M | 109.61M | 301.37M |
| Property, Plant & Equipment | 112.74M | 115.26M | 121.37M | 126.70M | 125.83M | 107.09M | 102.69M | 111.21M | 101.78M | 71.39M |
| Goodwill | 517.48M | 523.31M | 506.15M | 506.15M | 500.32M | 500.32M | 374.63M | 338.44M | 150.50M | 145.06M |
| Intangible Assets | 9.05M | 12.68M | 9.51M | 13.50M | 18.21M | 23.67M | 15.61M | 16.97M | 8.88M | 10.92M |
| Total Assets | 14.56B | 13.42B | 13.54B | 13.10B | 11.74B | 11.45B | 8.25B | 7.52B | 5.42B | 5.17B |
| Long-Term Debt | 255.23M | 197.55M | 196.46M | 195.40M | 229.14M | 235.47M | — | — | — | — |
| Total Liabilities | 12.90B | 11.72B | 11.88B | 11.52B | 10.22B | 9.96B | 7.09B | 6.48B | 4.81B | 4.60B |
| Shareholders' Equity | 1.66B | 1.70B | 1.66B | 1.58B | 1.52B | 1.48B | 1.15B | 1.04B | 601.94M | 571.90M |
| Retained Earnings | 662.62M | 641.73M | 592.54M | 540.51M | 442.31M | 378.27M | 358.67M | 305.06M | 271.02M | 238.19M |
| Total Debt | 255.23M | 197.55M | 196.46M | 195.40M | 229.14M | 235.47M | — | — | — | — |
| Net Cash (Debt) | -120.10M | -73.93M | -42.74M | -27.46M | -24.19M | 1.04B | 120.54M | 120.79M | 109.61M | 301.37M |
| Shares Outstanding | 57.39M | 58.55M | 59.45M | 59.14M | 59.18M | 60.39M | 50.41M | 47.95M | 32.60M | 32.14M |
This table shows 10 annual periods of OceanFirst Financial's balance sheet, from FY 2025 back to FY 2016, across 12 line items including cash & equivalents, property, plant & equipment, goodwill. Values in USD; B = billions, M = millions. Fiscal periods follow OCFC's reporting calendar. What is a balance sheet?