OFG Bancorp Financial Ratios
NYSE: OFGFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
OFG Bancorp ratio analysis
OFG Bancorp earned a net margin of 28.0% in FY 2025, up from 27.8% a year earlier. Return on equity reached 14.8%, meaning OFG Bancorp generated 0.15 dollars of profit for every dollar of shareholders' equity. At the end of FY 2025, OFG traded at 9.0 times earnings; across the 10 fiscal years shown, its year-end P/E ranged from 8.0 to 25.4, with a median of 10.4.
Valuation ratios use the closing share price on each fiscal year-end date and diluted shares from the income statement; profitability and leverage ratios use reported annual figures. Current valuation multiples are on the statistics page.
Summary generated from market data by MetaCap's automated system. Methodology
OFG Bancorp financial ratios (annual)
| Ratio | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| P/E ratio (at fiscal year end) | 8.96 | 10.02 | 9.79 | 8.01 | 9.45 | 14.05 | 25.43 | 11.07 | 10.68 | 12.72 |
| Price / sales | 2.50 | 2.78 | — | — | — | — | — | 1.93 | 1.08 | 1.57 |
| Price / book | 1.31 | 1.58 | 1.48 | 1.27 | 1.27 | 0.88 | 1.15 | 0.76 | 0.44 | 0.63 |
| Net margin | 28.0% | 27.8% | — | — | — | — | — | 21.3% | 13.8% | 16.2% |
| Free cash flow margin | 27.3% | 32.5% | — | — | — | — | — | 30.8% | 37.9% | 20.0% |
| Return on equity (ROE) | 14.8% | 15.8% | 15.2% | 15.9% | 13.7% | 6.8% | 5.1% | 8.4% | 5.6% | 6.4% |
| Return on assets (ROA) | 1.6% | 1.7% | 1.6% | 1.7% | 1.5% | 0.8% | 0.6% | 1.3% | 0.9% | 0.9% |
| Revenue growth | 2.8% | — | — | — | — | — | -100.0% | 3.4% | 4.5% | -6.1% |
| EPS growth | 8.3% | 10.4% | 11.3% | 22.4% | 112.9% | 43.5% | -39.5% | 72.7% | -14.6% | — |