OFG Bancorp Financial Statements
NYSE: OFGFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
OFG Bancorp revenue and earnings
In fiscal 2025, OFG Bancorp generated $731.4 million in revenue, up 2.8% from fiscal 2024, its 2nd consecutive year of revenue growth. Net income was $205.1 million (+3.5% year over year), for a net margin of 28.0% versus a median of 27.8% in the prior 5 years. Diluted earnings per share came in at $4.58, up from $4.23.
Summary generated from market data by MetaCap's automated system. Methodology
OFG Bancorp income statement (annual)
| Fiscal year (USD) | FY 20252025-12-31 | FY 20242024-12-31 | FY 20232023-12-31 | FY 20222022-12-31 | FY 20212021-12-31 | FY 20202020-12-31 | FY 20192019-12-31 | FY 20182018-12-31 | FY 20172017-12-31 | FY 20162016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 731.44M | 711.69M | 0 | 0 | 0 | 0 | 0 | 395.99M | 382.86M | 366.25M |
| Revenue growth (YoY) | +2.78% | — | — | — | — | — | -100.00% | +3.43% | +4.54% | -6.08% |
| Operating Expenses | 389.81M | 375.69M | 363.37M | 345.55M | 325.76M | 345.29M | 233.24M | 207.08M | 201.63M | 215.99M |
| Interest Expense | 172.47M | 161.84M | 88.01M | 33.49M | 41.83M | 64.92M | 51.00M | 44.52M | 41.48M | 57.16M |
| Pretax Income | 234.12M | 253.75M | 265.25M | 244.10M | 214.60M | 94.83M | 75.25M | 132.80M | 68.09M | 85.18M |
| Income Tax | 29.01M | 55.58M | 83.38M | 77.87M | 68.45M | 20.50M | 21.41M | 48.39M | 15.44M | 25.99M |
| Net Income | 205.10M | 198.17M | 181.87M | 166.24M | 146.15M | 74.33M | 53.84M | 84.41M | 52.65M | 59.19M |
| Net Income growth (YoY) | +3.50% | +8.96% | +9.40% | +13.74% | +96.63% | +38.05% | -36.21% | +60.34% | -11.05% | — |
| EPS (Basic) | 4.60 | 4.25 | 3.85 | 3.46 | 2.85 | 1.32 | 0.92 | 1.59 | 0.88 | 1.03 |
| EPS (Diluted) | 4.58 | 4.23 | 3.83 | 3.44 | 2.81 | 1.32 | 0.92 | 1.52 | 0.88 | 1.03 |
| Shares Outstanding (Basic) | 44.55M | 46.64M | 47.26M | 48.03M | 50.96M | 51.36M | 51.34M | 45.40M | 43.94M | 43.91M |
| Shares Outstanding (Diluted) | 44.76M | 46.90M | 47.55M | 48.44M | 51.37M | 51.55M | 51.72M | 51.35M | 51.10M | 51.09M |
| Net Margin | 28.04% | 27.85% | — | — | — | — | — | 21.32% | 13.75% | 16.16% |
This table shows 10 annual periods of OFG Bancorp's income statement, from FY 2025 back to FY 2016, across 11 line items including revenue, operating expenses, interest expense. Values in USD; B = billions, M = millions. Fiscal periods follow OFG's reporting calendar. What is a income statement?