OFG Bancorp Cash Flow Statement
NYSE: OFGFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
OFG Bancorp free cash flow
In fiscal 2025, OFG Bancorp generated $217.7 million of operating cash flow and spent $18.4 million on capital expenditures. That left free cash flow of $199.3 million, a free-cash-flow margin of 27.3% of revenue. Free cash flow was down 13.8% from the prior year's $231.2 million.
OFG Bancorp returned $143.5 million to shareholders: $51.9 million in dividends and $91.6 million in share repurchases, equal to 72% of free cash flow. Free cash flow covered dividend payments 3.8 times.
Summary generated from market data by MetaCap's automated system. Methodology
OFG Bancorp cash flow statement (annual)
| Fiscal year (USD) | FY 20252025-12-31 | FY 20242024-12-31 | FY 20232023-12-31 | FY 20222022-12-31 | FY 20212021-12-31 | FY 20202020-12-31 | FY 20192019-12-31 | FY 20182018-12-31 | FY 20172017-12-31 | FY 20162016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 205.10M | 198.17M | 181.87M | 166.24M | 146.15M | 74.33M | 53.84M | 84.41M | 52.65M | 59.19M |
| Net Income growth (YoY) | +3.50% | +8.96% | +9.40% | +13.74% | +96.63% | +38.05% | -36.21% | +60.34% | -11.05% | — |
| Depreciation & Amortization | 20.46M | 20.87M | 20.39M | 15.80M | 14.10M | 12.70M | 8.50M | 8.90M | 9.00M | 9.40M |
| Stock-Based Compensation | 6.24M | 7.17M | 5.00M | 4.18M | 6.25M | 2.17M | 2.13M | 1.40M | 1.11M | 1.27M |
| Change in Working Capital | 102.79M | -36.10M | 5.25M | 1.22M | 9.33M | -24.62M | -29.72M | 3.46M | 42.11M | -3.60M |
| Operating Cash Flow | 217.72M | 252.50M | 295.66M | 164.46M | 100.04M | 34.96M | 109.62M | 133.35M | 151.44M | 78.51M |
| Capital Expenditures | -18.38M | -21.34M | -17.86M | -31.00M | -23.05M | -15.26M | -12.97M | -11.49M | -6.47M | -5.30M |
| Investing Cash Flow | -438.38M | -335.98M | -1.40B | -1.51B | -182.93M | 757.50M | 842.17M | -488.77M | 187.30M | 568.06M |
| Dividends Paid | -51.87M | -45.65M | -41.01M | -30.09M | -19.72M | -14.38M | -14.38M | -12.80M | -10.55M | -10.14M |
| Share Repurchases | -91.60M | -70.32M | -18.65M | -64.11M | -49.87M | -2.23M | 0 | 0 | 0 | 0 |
| Debt Repaid | — | — | — | — | — | — | — | — | — | -1.70M |
| Financing Cash Flow | 669.86M | -73.56M | 1.31B | -124.70M | -49.04M | 510.36M | -549.10M | 317.24M | -363.98M | -672.84M |
| Net Change in Cash | 449.20M | -157.04M | 197.71M | -1.47B | -131.93M | 1.30B | 402.69M | -38.17M | -25.24M | -26.27M |
| Free Cash Flow | 199.34M | 231.16M | 277.80M | 133.46M | 76.99M | 19.70M | 96.65M | 121.86M | 144.97M | 73.22M |
This table shows 10 annual periods of OFG Bancorp's cash flow statement, from FY 2025 back to FY 2016, across 13 line items including net income, depreciation & amortization, stock-based compensation. Values in USD; B = billions, M = millions. Fiscal periods follow OFG's reporting calendar. What is a cash flow statement?