Provident Financial Services Quarterly Cash Flow Statement
NYSE: PFSFinanceSavings InstitutionsUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Provident Financial Services free cash flow
In the quarter ended Jun 30, 2026, Provident Financial Services generated $118.8 million of operating cash flow and spent $10.2 million on capital expenditures. That left free cash flow of $108.6 million, a free-cash-flow margin of 552.8% of revenue. Free cash flow was down 40.5% from the prior year's $182.6 million.
Provident Financial Services returned $30.4 million to shareholders through dividends, equal to 28% of free cash flow. Free cash flow covered dividend payments 3.6 times.
Summary generated from market data by MetaCap's automated system. Methodology
Provident Financial Services cash flow statement (quarterly)
| Quarter (USD) | Q2 20262026-06-30 | Q1 20262026-03-31 | Q4 20252025-12-31 | Q3 20252025-09-30 | Q2 20252025-06-30 | Q1 20252025-03-31 | Q4 20242024-12-31 | Q3 20242024-09-30 | Q2 20242024-06-30 | Q1 20242024-03-31 | Q4 20232023-12-31 | Q3 20232023-09-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 78.15M | 79.42M | 83.43M | 71.72M | 71.98M | 64.03M | 48.52M | 46.41M | -11.48M | 32.08M | 27.31M | 28.55M |
| Net Income growth (YoY) | +8.57% | +24.03% | +71.94% | +54.55% | — | +99.58% | +77.67% | +62.56% | -135.89% | -20.86% | -44.30% | -34.26% |
| Depreciation & Amortization | 11.76M | 11.83M | 11.94M | 13.07M | 13.15M | 13.16M | 13.27M | 15.88M | 9.54M | 2.80M | 2.86M | 2.88M |
| Change in Working Capital | 16.33M | -13.57M | -38.15M | 7.83M | -42.64M | 7.39M | 29.86M | -10.11M | 20.15M | 628.00K | 10.57M | -4.27M |
| Operating Cash Flow | 118.84M | 84.65M | 68.95M | 98.03M | 186.77M | 88.52M | 239.29M | 69.18M | 76.50M | 41.41M | 46.32M | 41.68M |
| Capital Expenditures | -10.23M | -3.69M | -4.87M | -1.33M | -4.21M | -1.14M | 1.50M | -1.29M | -977.00K | -536.00K | -1.59M | -2.94M |
| Investing Cash Flow | -450.73M | -232.39M | -206.82M | -242.31M | -426.73M | -176.48M | -292.82M | -16.88M | 762.79M | 54.58M | -132.17M | -92.99M |
| Dividends Paid | -30.36M | -31.37M | -31.34M | -31.35M | -31.35M | -31.87M | -32.41M | -31.39M | -19.02M | -18.14M | -17.57M | -18.15M |
| Share Repurchases | 0 | -10.26M | — | — | 0 | 0 | — | — | — | — | 0 | 0 |
| Debt Issued | 0 | 50.00M | — | — | 504.50M | 0 | — | -62.00K | 221.24M | 0 | 26.00M | 62.27M |
| Debt Repaid | -100.00M | -2.79M | 40.00K | -24.70M | -73.10M | -254.60M | -1.11B | -278.43M | 0 | 0 | 0 | -25.94M |
| Financing Cash Flow | 338.10M | 158.34M | 47.74M | 186.96M | 264.82M | 116.10M | 15.38M | -98.77M | -707.08M | -117.89M | 76.84M | 31.70M |
| Net Change in Cash | 6.21M | 10.60M | -90.13M | 42.69M | 24.85M | 28.14M | -38.15M | -46.47M | 132.21M | -21.90M | -9.01M | -19.60M |
| Free Cash Flow | 108.61M | 80.96M | 64.08M | 96.71M | 182.56M | 87.37M | 240.78M | 67.89M | 75.53M | 40.87M | 44.72M | 38.74M |
This table shows 12 quarterly periods of Provident Financial Services's cash flow statement, from Q2 2026 back to Q3 2023, across 13 line items including net income, depreciation & amortization, change in working capital. Values in USD; B = billions, M = millions. Fiscal periods follow PFS's reporting calendar. What is a cash flow statement?