PNC Financial Services Group Financial Ratios
NYSE: PNCFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
PNC Financial Services Group ratio analysis
PNC Financial Services Group earned a net margin of 30.3% in FY 2025, up from 27.6% a year earlier. Return on equity reached 11.5%, meaning PNC Financial Services Group generated 0.12 dollars of profit for every dollar of shareholders' equity. Debt-to-equity stood at 0.94 versus 1.13 the year before.
At the end of FY 2025, PNC traded at 12.7 times earnings; across the 10 fiscal years shown, its year-end P/E ranged from 8.8 to 16.0, with a median of 13.3. Valuation ratios use the closing share price on each fiscal year-end date and diluted shares from the income statement; profitability and leverage ratios use reported annual figures. Current valuation multiples are on the statistics page.
Summary generated from market data by MetaCap's automated system. Methodology
PNC Financial Services Group financial ratios (annual)
| Ratio | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| P/E ratio (at fiscal year end) | 12.75 | 14.24 | 12.11 | 11.40 | 15.79 | 8.79 | 13.94 | 11.32 | 13.93 | 16.02 |
| Price / sales | 3.63 | 3.62 | 2.89 | 3.08 | 4.45 | 3.76 | 4.22 | 3.50 | 4.25 | 3.81 |
| Price / book | 1.38 | 1.43 | 1.22 | 1.42 | 1.53 | 1.18 | 1.44 | 1.19 | 1.46 | 1.26 |
| Net margin | 30.3% | 27.6% | 26.3% | 28.9% | 29.8% | 44.7% | 32.2% | 33.0% | 33.0% | 26.3% |
| Free cash flow margin | 19.0% | 36.6% | 47.0% | 43.0% | 37.6% | 27.6% | 43.7% | 48.4% | 34.2% | 23.1% |
| Return on equity (ROE) | 11.5% | 10.9% | 11.0% | 13.4% | 10.3% | 14.0% | 11.0% | 11.2% | 11.3% | 8.7% |
| Return on assets (ROA) | 1.2% | 1.1% | 1.0% | 1.1% | 1.0% | 1.6% | 1.3% | 1.4% | 1.4% | 1.1% |
| Debt / equity | 0.94 | 1.13 | 1.42 | 1.28 | — | — | — | — | — | — |
| Revenue growth | 7.2% | 0.3% | 1.8% | 9.9% | 13.7% | 0.4% | 4.0% | -0.9% | 7.7% | -0.4% |
| EPS growth | 20.7% | 7.4% | -7.7% | 9.1% | -25.1% | 48.9% | 6.3% | 3.4% | 41.9% | -1.2% |