PNC Financial Services Group Cash Flow Statement
NYSE: PNCFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
PNC Financial Services Group free cash flow
In fiscal 2025, PNC Financial Services Group generated $4.38 billion of operating cash flow. That left free cash flow of $4.38 billion, a free-cash-flow margin of 19.0% of revenue. Free cash flow was down 44.4% from the prior year's $7.88 billion.
PNC Financial Services Group returned $3.97 billion to shareholders: $2.63 billion in dividends and $1.34 billion in share repurchases, equal to 91% of free cash flow. Free cash flow covered dividend payments 1.7 times.
Summary generated from market data by MetaCap's automated system. Methodology
PNC Financial Services Group cash flow statement (annual)
| Fiscal year (USD) | FY 20252025-12-31 | FY 20242024-12-31 | FY 20232023-12-31 | FY 20222022-12-31 | FY 20212021-12-31 | FY 20202020-12-31 | FY 20192019-12-31 | FY 20182018-12-31 | FY 20172017-12-31 | FY 20162016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 7.00B | 5.95B | 5.65B | 6.11B | 5.72B | 7.56B | 5.42B | 5.35B | 5.39B | 3.98B |
| Net Income growth (YoY) | +17.54% | +5.42% | -7.62% | +6.78% | -24.25% | +39.50% | +1.35% | -0.78% | +35.21% | -3.81% |
| Depreciation & Amortization | 381.00M | 259.00M | 1.15B | 1.14B | 1.07B | 983.00M | 1.03B | 940.00M | 921.00M | 843.00M |
| Stock-Based Compensation | — | — | — | — | — | — | — | — | 200.00M | 200.00M |
| Change in Working Capital | 1.74B | 896.00M | 2.31B | -877.00M | -454.00M | -927.00M | -788.00M | 108.00M | 647.00M | -744.00M |
| Operating Cash Flow | 4.38B | 7.88B | 10.11B | 9.08B | 7.21B | 4.66B | 7.36B | 7.84B | 5.58B | 3.50B |
| Investing Cash Flow | -15.62B | -3.23B | 10.11B | -60.36B | -2.79B | -51.12B | -24.99B | -3.97B | -14.89B | -7.31B |
| Dividends Paid | -2.63B | -2.54B | -2.46B | -2.39B | -2.06B | -1.98B | -1.90B | -1.60B | -1.27B | -1.06B |
| Share Repurchases | -1.34B | -687.00M | -651.00M | -3.73B | -1.08B | -1.62B | -3.58B | -2.88B | -2.45B | -2.06B |
| Financing Cash Flow | 4.70B | -9.12B | -3.85B | 3.38B | -3.43B | 48.42B | 17.08B | -3.51B | 9.69B | 4.62B |
| Net Change in Cash | -6.54B | -4.47B | 16.36B | -47.89B | 987.00M | 1.96B | -547.00M | 359.00M | 370.00M | 814.00M |
| Free Cash Flow | 4.38B | 7.88B | 10.11B | 9.08B | 7.21B | 4.66B | 7.36B | 7.84B | 5.58B | 3.50B |
This table shows 10 annual periods of PNC Financial Services Group's cash flow statement, from FY 2025 back to FY 2016, across 11 line items including net income, depreciation & amortization, stock-based compensation. Values in USD; B = billions, M = millions. Fiscal periods follow PNC's reporting calendar. What is a cash flow statement?