MetaCap

SoFi Technologies Stock Forecast

NASDAQ: SOFIFinancial ServicesCredit ServicesUSD

15.66-0.10 (-0.63%)

At close: Oct 7, 4:00 PM ET · Delayed 15 min

After hours: 15.66 0.00%

SOFI analyst consensus

Consensus (25 analysts)

hold

Avg. price target

$20.33+29.82%

  • Strong buy 4
  • Buy 5
  • Hold 12
  • Sell 2
  • Strong sell 2

Target range

Low $12.00High $30.00

Ratings and targets reflect third-party analyst opinions, not MetaCap recommendations.

What analysts say

According to 25 Wall Street analysts covering SoFi Technologies (2026-10-07), 9 rate the stock a buy or strong buy, 12 rate it a hold and 4 rate it a sell or strong sell, for a consensus rating of "hold". The average 12-month price target is $20.33, with a high estimate of $30.00 and a low estimate of $12.00. The average target implies upside of 29.8% from the current price of $15.66.

The spread between the highest and lowest targets is 150.0%, a wide range that reflects significant disagreement among analysts. Price targets and ratings are the opinions of third-party analysts, not MetaCap. They are frequently revised and have a mixed track record, so treat them as one input among many for SOFI.

Summary generated from market data by MetaCap's automated system. Methodology

Rating distribution

SoFi Technologies analyst rating distribution
RatingAnalystsShare
Strong buy416%
Buy520%
Hold1248%
Sell28%
Strong sell28%

Ratings as of 2026-10-07.

Price target scenarios

Price targets versus the current price
TargetPricevs. current
Low target$12.00-23.37%
Average target$20.33+29.82%
High target$30.00+91.57%

How analysts view SoFi Technologies's peers

Peer analyst targets
CompanyConsensusPriceAvg. targetImplied move
SYFbuy71.93$88.48+23.01%
AFRMbuy75.31$98.66+31.01%
ALLYbuy37.37$50.28+34.55%
FCFSstrong_buy209.56$249.75+19.18%
OMFbuy56.07$68.50+22.17%
CACChold532.55$633.33+18.92%

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