SoFi Technologies (SOFI) Options Chain

NASDAQ: SOFIFinanceFinance: Consumer ServicesUSD

15.80+0.19 (+1.22%)

At close: Oct 9, 4:00 PM ET · Delayed 15 min

Expiration date

Expiration: Oct 16, 2026
Days to expiration: 6
Share price: $15.80
Put/call ratio (OI): 0.52
Put/call ratio (volume): 0.41
ATM implied volatility: 38.2%
Expected move: ±$0.7735
Open interest (C / P): 248.24K / 128.57K

SOFI options summary

The SOFI options chain for the October 16, 2026 expiration lists 39 call and 39 put contracts, with 6 days until expiration. Open interest stands at 248,238 calls and 128,571 puts, a put/call ratio of 0.52, which is tilted bullish, with calls outnumbering puts. At-the-money implied volatility near the $16.00 strike is 38.2%, which implies the market expects a move of about ±$0.7735 (4.9%) in SoFi Technologies stock by expiration.

The most open interest sits at the $19.00 call (33.65K contracts) and the $16.00 put (25.42K contracts).

Summary generated from market data by MetaCap's automated system. Methodology

SOFI options chain · October 16, 2026

SOFI calls and puts by strike price. Shaded cells are in the money.
Calls							Puts
OI	Vol	IV	Last	Bid	Ask	Strike	Bid	Ask	Last	IV	Vol	OI
164	33	50.0%	10.77	10.70	10.90	5.00	0.00	0.04	0.01	375.0%	10	73
831	23	50.0%	9.74	9.70	9.90	6.00	0.00	0.04	0.01	318.8%	31	34
65	1	278.1%	8.80	8.70	8.95	7.00	0.00	0.04	0.01	268.8%	4	39
42	4	50.0%	8.01	7.70	7.90	8.00	0.00	0.02	0.01	206.3%	1	437
48	1	50.0%	6.80	6.70	6.90	9.00	0.00	0.04	0.01	193.8%	500	824
231	2	50.0%	5.70	5.70	5.90	10.00	0.00	0.01	0.01	131.3%	20	5,851
184	2	50.0%	5.05	4.70	4.90	11.00	0.00	0.01	0.01	106.3%	1	4,621
6	2	50.0%	4.56	4.20	4.40	11.50	0.00	0.04	0.01	115.6%	6	13
224	1	50.0%	3.77	3.70	3.90	12.00	0.00	0.01	0.01	84.4%	18	4,474
11	1	93.8%	3.35	3.20	3.45	12.50	0.00	0.02	0.01	81.3%	6	282
307	7	96.1%	2.81	2.72	2.86	13.00	0.00	0.01	0.01	62.5%	219	5,410
74	123	73.4%	2.30	2.28	2.40	13.50	0.00	0.02	0.01	56.3%	96	488
797	107	63.3%	1.87	1.82	1.88	14.00	0.01	0.02	0.02	51.6%	582	5,064
259	910	53.9%	1.35	1.32	1.37	14.50	0.03	0.04	0.03	46.1%	2,052	2,822
5,908	1,665	50.0%	0.88	0.86	0.94	15.00	0.07	0.08	0.07	40.0%	6,507	21,208
5,856	5,590	40.4%	0.51	0.50	0.52	15.50	0.19	0.20	0.20	37.9%	5,637	8,127
SOFI $15.80
20,458	25,643	38.7%	0.25	0.24	0.25	16.00	0.42	0.44	0.42	37.7%	4,100	25,420
11,193	7,261	39.8%	0.11	0.10	0.11	16.50	0.77	0.81	0.79	39.8%	1,287	7,156
21,541	5,826	42.6%	0.05	0.04	0.05	17.00	1.20	1.26	1.22	44.9%	448	18,063
8,532	1,410	48.4%	0.03	0.02	0.03	17.50	1.65	1.81	1.70	68.0%	42	933
21,872	1,525	50.8%	0.02	0.01	0.02	18.00	2.19	2.23	2.21	57.8%	317	9,813
6,372	202	59.4%	0.01	0.01	0.02	18.50	2.64	2.78	2.74	56.3%	21	89
33,653	952	67.2%	0.01	0.01	0.02	19.00	3.15	3.30	3.22	73.4%	60	4,872
1,554	54	65.6%	0.01	0.00	0.01	19.50	3.60	3.80	3.55	50.0%	5	231
30,184	1,051	71.9%	0.01	0.00	0.01	20.00	4.15	4.30	4.22	89.8%	41	2,218
850	504	78.1%	0.01	0.00	0.01	20.50	4.60	4.80	3.70	50.0%	1	0
9,452	590	84.4%	0.01	0.00	0.01	21.00	5.10	5.30	5.65	50.0%	1	0
938	254	90.6%	0.01	0.00	0.01	21.50	5.60	5.80	5.65	50.0%	1	0
11,232	165	93.8%	0.01	0.00	0.01	22.00	6.05	6.30	6.25	153.1%	16	7
156	1	100.0%	0.01	0.00	0.01	22.50	6.60	6.80	5.55	50.0%	—	0
7,227	164	106.3%	0.01	0.00	0.01	23.00	7.05	7.30	7.03	168.0%	2	2
8,559	23	118.8%	0.01	0.00	0.01	24.00	8.10	8.30	8.25	50.0%	10	0
10,588	13	125.0%	0.01	0.00	0.01	25.00	9.05	9.30	8.38	196.1%	1	0
4,843	81	137.5%	0.01	0.00	0.01	26.00	10.10	10.30	9.90	50.0%	3	0
3,600	1	143.8%	0.01	0.00	0.01	27.00	11.10	11.30	10.02	100.0%	33	0
1,941	62	156.3%	0.01	0.00	0.01	28.00	12.10	12.30	11.90	100.0%	1	0
1,987	2	162.5%	0.01	0.00	0.01	29.00	13.10	13.30	12.90	100.0%	6	0
11,022	5	168.8%	0.01	0.00	0.01	30.00	14.10	14.30	11.95	100.0%	2	0
5,477	30	206.3%	0.01	0.00	0.01	35.00	19.10	19.30	19.05	100.0%	1	0

In-the-money callsIn-the-money puts. IV = implied volatility, OI = open interest (contracts). Each contract covers 100 shares. Quotes delayed at least 15 minutes.

Frequently asked questions

What is the SOFI put/call ratio?

For the October 16, 2026 expiration, the SOFI put/call ratio based on open interest is 0.52 (128,571 puts vs 248,238 calls), and 0.41 based on today's volume. A ratio above 1 means more puts than calls.

What is SOFI's implied volatility?

At-the-money implied volatility for SOFI options expiring October 16, 2026 is about 38.2%, an annualized estimate of how much the market expects SoFi Technologies stock to move.

How many SOFI option expiration dates are there?

SOFI has 17 listed expiration dates, from Oct 16, 2026 to Jan 19, 2029.

What does "in the money" mean?

A call is in the money when the strike price is below the current share price; a put is in the money when the strike is above it. In-the-money contracts have intrinsic value and are shaded in the table.