TFS Financial Quarterly Cash Flow Statement
NASDAQ: TFSLFinancial ServicesBanks - RegionalUSD
At close: Oct 12, 4:00 PM ET · Delayed 15 min
TFS Financial free cash flow
In the quarter ended Jun 30, 2026, TFS Financial generated $32.5 million of operating cash flow and spent $3.5 million on capital expenditures. That left free cash flow of $29.0 million, a free-cash-flow margin of 32.5% of revenue. Free cash flow was up 16.0% from the prior year's $25.0 million.
TFS Financial returned $16.1 million to shareholders: $14.9 million in dividends and $1.2 million in share repurchases, equal to 55% of free cash flow. Free cash flow covered dividend payments 1.9 times.
Summary generated from market data by MetaCap's automated system. Methodology
TFS Financial cash flow statement (quarterly)
| Quarter (USD) | Q3 20262026-06-30 | Q2 20262026-03-31 | Q1 20262025-12-31 | Q4 20252025-09-30 | Q3 20252025-06-30 | Q2 20252025-03-31 | Q1 20252024-12-31 | Q4 20242024-09-30 | Q3 20242024-06-30 | Q2 20242024-03-31 | Q1 20242023-12-31 | Q4 20232023-09-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 30.54M | 23.25M | 22.27M | 26.00M | 21.51M | 21.02M | 22.43M | 18.21M | 19.95M | 20.71M | 20.71M | 19.55M |
| Net Income growth (YoY) | +41.96% | +10.59% | -0.68% | +42.73% | +7.82% | +1.49% | +8.30% | -6.81% | +13.35% | +30.20% | -6.70% | -23.15% |
| Depreciation & Amortization | 6.75M | 5.85M | 6.26M | 6.24M | 5.95M | 5.55M | 5.31M | 4.96M | 4.98M | 4.51M | 4.58M | 4.73M |
| Stock-Based Compensation | 3.29M | 3.11M | 2.65M | 2.61M | 2.34M | 2.35M | 2.35M | 2.38M | 2.20M | 2.60M | 2.32M | 2.40M |
| Operating Cash Flow | 32.51M | 17.64M | 58.75M | -11.10M | 26.75M | 21.23M | 45.55M | -58.68M | 96.74M | 14.21M | 36.33M | 13.83M |
| Capital Expenditures | -3.47M | -4.25M | -1.66M | -2.14M | -1.73M | -6.95M | -637.00K | -715.00K | -834.00K | -812.00K | -703.00K | -1.05M |
| Investing Cash Flow | -503.44M | -8.37M | 13.97M | -73.62M | -264.04M | -43.60M | -2.73M | -111.87M | -42.97M | 71.97M | -41.84M | -284.53M |
| Dividends Paid | -14.90M | -14.93M | -15.11M | -14.86M | -14.87M | -14.90M | -14.90M | -14.75M | -14.70M | -14.73M | -14.77M | -14.56M |
| Share Repurchases | -1.19M | -2.09M | -2.99M | -2.47M | -744.00K | 0 | -767.00K | -1.00K | -6.00K | 0 | -1.92M | -342.00K |
| Debt Issued | 0 | 0 | 50.00M | 125.00M | 100.00M | 0 | 0 | 150.00M | 0 | 0 | 575.00M | 0 |
| Debt Repaid | -275.31M | -25.40M | -100.56M | -480.00K | -150.39M | -100.46M | -175.67M | -150.56M | -25.44M | -150.52M | -100.81M | -75.64M |
| Financing Cash Flow | 602.59M | -28.70M | -45.45M | 61.58M | 226.29M | 20.03M | -40.61M | 73.83M | -87.67M | -43.62M | 90.53M | 301.24M |
| Net Change in Cash | 131.65M | -19.43M | 27.27M | -23.14M | -11.00M | -2.35M | 2.21M | -96.72M | -33.90M | 42.57M | 85.02M | 30.53M |
| Free Cash Flow | 29.04M | 13.39M | 57.09M | -13.25M | 25.03M | 14.28M | 44.91M | -59.40M | 95.91M | 13.40M | 35.62M | 12.77M |
This table shows 12 quarterly periods of TFS Financial's cash flow statement, from Q3 2026 back to Q4 2023, across 14 line items including net income, depreciation & amortization, stock-based compensation. Values in USD; B = billions, M = millions. Fiscal periods follow TFSL's reporting calendar. What is a cash flow statement?