United Community Banks Balance Sheet
NYSE: UCBFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
United Community Banks financial position
At the end of fiscal 2025, United Community Banks reported total assets of $28.00 billion, up 1.0% from a year earlier against total liabilities of $24.36 billion. Shareholders' equity stood at $3.64 billion, or 13.0% of assets. The company held $202.6 million in cash and equivalents against $205.4 million of debt, a net debt position of $2.8 million.
Debt-to-equity was 0.06.
Summary generated from market data by MetaCap's automated system. Methodology
United Community Banks balance sheet (annual)
| Fiscal year (USD) | FY 20252025-12-31 | FY 20242024-12-31 | FY 20232023-12-31 | FY 20222022-12-31 | FY 20212021-12-31 | FY 20202020-12-31 | FY 20192019-12-31 | FY 20182018-12-31 | FY 20172017-12-31 | FY 20162016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | 202.59M | 296.16M | 200.78M | 195.77M | 144.24M | 148.90M | 125.84M | 126.08M | 314.27M | 217.35M |
| Property, Plant & Equipment | 393.71M | 394.26M | 378.42M | 298.46M | 245.30M | 218.49M | 215.98M | 206.14M | 208.85M | 189.94M |
| Goodwill | 925.12M | 907.09M | 919.91M | 751.17M | 452.01M | 367.81M | 327.43M | 307.11M | 220.59M | 142.03M |
| Intangible Assets | 42.76M | 49.55M | 70.17M | 28.07M | 20.40M | 14.01M | 14.82M | 16.96M | 23.81M | 14.20M |
| Total Assets | 28.00B | 27.72B | 27.30B | 24.01B | 20.95B | 17.79B | 12.92B | 12.57B | 11.92B | 10.71B |
| Short-Term Debt | 85.00M | 195.00M | 0 | 158.93M | 0 | — | — | 0 | 50.00M | 5.00M |
| Long-Term Debt | 120.40M | 254.15M | 324.82M | 324.66M | 247.36M | 326.96M | 212.66M | 267.19M | 120.55M | -4.98M |
| Total Liabilities | 24.36B | 24.29B | 24.04B | 21.31B | 18.72B | 15.79B | 11.28B | 11.12B | 10.61B | 9.63B |
| Shareholders' Equity | 3.64B | 3.43B | 3.26B | 2.70B | 2.22B | 2.01B | 1.64B | 1.46B | 1.30B | 1.08B |
| Retained Earnings | 914.26M | 714.14M | 581.22M | 508.84M | 330.65M | 136.87M | 40.15M | -90.42M | -209.90M | -251.86M |
| Total Debt | 205.40M | 449.15M | 324.82M | 483.60M | 247.36M | 326.96M | 212.66M | 267.19M | 170.54M | 24.00K |
| Net Cash (Debt) | -2.81M | -152.99M | -124.04M | -287.82M | -103.12M | -178.06M | -86.82M | -141.11M | 143.73M | 217.32M |
| Shares Outstanding | 120.60M | 119.36M | 119.01M | 106.22M | 89.35M | 86.68M | 79.01M | 79.23M | 77.58M | 70.90M |
This table shows 10 annual periods of United Community Banks's balance sheet, from FY 2025 back to FY 2016, across 14 line items including cash & equivalents, short-term investments, property, plant & equipment. Values in USD; B = billions, M = millions. Fiscal periods follow UCB's reporting calendar. What is a balance sheet?