United Community Banks Quarterly Balance Sheet
NYSE: UCBFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
United Community Banks financial position
As of Jun 30, 2026, United Community Banks reported total assets of $29.05 billion, up 3.4% from a year earlier against total liabilities of $25.31 billion. Shareholders' equity stood at $3.75 billion, or 12.9% of assets. The company held $129.1 million in cash and equivalents against $380.6 million of debt, a net debt position of $251.5 million.
Debt-to-equity was 0.10.
Summary generated from market data by MetaCap's automated system. Methodology
United Community Banks balance sheet (quarterly)
| Quarter (USD) | Q2 20262026-06-30 | Q1 20262026-03-31 | Q4 20252025-12-31 | Q3 20252025-09-30 | Q2 20252025-06-30 | Q1 20252025-03-31 | Q4 20242024-12-31 | Q3 20242024-09-30 | Q2 20242024-06-30 | Q1 20242024-03-31 | Q4 20232023-12-31 | Q3 20232023-09-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | 129.11M | 177.03M | 202.59M | 205.01M | 201.51M | 198.29M | 296.16M | 202.64M | 198.23M | 203.93M | 200.78M | 192.73M |
| Property, Plant & Equipment | 394.34M | 391.88M | 393.71M | 394.54M | 396.48M | 391.02M | 394.26M | 396.70M | 395.20M | 386.05M | 378.42M | 371.44M |
| Goodwill | — | — | 925.12M | 925.12M | 925.12M | 907.09M | 907.09M | 916.15M | 916.15M | 921.25M | 919.91M | 919.91M |
| Intangible Assets | — | — | 42.76M | 45.95M | 49.27M | — | 49.55M | 58.96M | 62.49M | 66.29M | 70.17M | 74.23M |
| Total Assets | 29.05B | 28.18B | 28.00B | 28.14B | 28.09B | 27.87B | 27.72B | 27.37B | 27.06B | 27.36B | 27.30B | 26.87B |
| Short-Term Debt | 360.00M | 0 | 85.00M | 0 | 0 | 0 | 195.00M | — | — | — | 0 | 37.35M |
| Long-Term Debt | 20.60M | 120.50M | 120.40M | 155.25M | 155.14M | 254.29M | 254.15M | 316.36M | 324.89M | 324.85M | 324.82M | 324.79M |
| Total Liabilities | 25.31B | 24.52B | 24.36B | 24.55B | 24.47B | 24.37B | 24.29B | 23.97B | 23.71B | 24.06B | 24.04B | 23.69B |
| Shareholders' Equity | 3.75B | 3.65B | 3.64B | 3.60B | 3.61B | 3.50B | 3.43B | 3.41B | 3.34B | 3.30B | 3.26B | 3.18B |
| Retained Earnings | 1.05B | 968.19M | 914.26M | 858.39M | 802.59M | 754.97M | 714.14M | 668.97M | 652.24M | 614.61M | 581.22M | 596.62M |
| Total Debt | 380.60M | 120.50M | 205.40M | 155.25M | 155.14M | 254.29M | 449.15M | 316.36M | 324.89M | 324.85M | 324.82M | 362.13M |
| Net Cash (Debt) | -251.49M | 56.52M | -2.81M | 49.76M | 46.37M | -56.00M | -152.99M | -113.72M | -126.65M | -120.92M | -124.04M | -169.41M |
| Shares Outstanding | 119.76M | 119.68M | 120.60M | 121.55M | 121.43M | 119.51M | 119.36M | 119.28M | 119.17M | 119.14M | 119.01M | 118.98M |
This table shows 12 quarterly periods of United Community Banks's balance sheet, from Q2 2026 back to Q3 2023, across 14 line items including cash & equivalents, short-term investments, property, plant & equipment. Values in USD; B = billions, M = millions. Fiscal periods follow UCB's reporting calendar. What is a balance sheet?