United Community Banks Quarterly Income Statement
NYSE: UCBFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
United Community Banks revenue and earnings
In the quarter ended Jun 30, 2026, United Community Banks generated $279.3 million in revenue, up 7.3% from the same quarter a year earlier. Net income was $115.6 million (+46.9% year over year), for a net margin of 41.4% versus a median of 30.5% in the prior 5 quarters. Diluted earnings per share came in at $0.95, up from $0.63.
Summary generated from market data by MetaCap's automated system. Methodology
United Community Banks income statement (quarterly)
| Quarter (USD) | Q2 20262026-06-30 | Q1 20262026-03-31 | Q4 20252025-12-31 | Q3 20252025-09-30 | Q2 20252025-06-30 | Q1 20252025-03-31 | Q4 20242024-12-31 | Q3 20242024-09-30 | Q2 20242024-06-30 | Q1 20242024-03-31 | Q4 20232023-12-31 | Q3 20232023-09-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 279.28M | 276.51M | 278.39M | 276.85M | 260.24M | 247.68M | 250.85M | 217.28M | 245.26M | 238.74M | 255.17M | 204.26M |
| Revenue growth (YoY) | +7.32% | +11.64% | +10.98% | +27.42% | +6.11% | +3.75% | -1.69% | +6.37% | +14.65% | +8.57% | +14.21% | -5.57% |
| Operating Expenses | 159.91M | 157.30M | 152.05M | 150.87M | 147.92M | 141.10M | 143.06M | 143.06M | 147.04M | 145.00M | 154.59M | 144.47M |
| Interest Expense | 103.47M | 101.20M | 108.44M | 120.22M | 121.83M | 123.34M | 134.63M | 139.90M | 138.26M | 137.58M | 135.25M | 120.59M |
| Pretax Income | 149.17M | 108.36M | 112.68M | 118.07M | 100.50M | 91.16M | 96.41M | 59.78M | 85.98M | 80.83M | 11.15M | 59.79M |
| Income Tax | 33.53M | 24.07M | 26.22M | 26.58M | 21.77M | 19.75M | 20.61M | 12.44M | 19.36M | 18.20M | -2.94M | 11.93M |
| Net Income | 115.64M | 84.29M | 86.45M | 91.49M | 78.73M | 71.41M | 75.80M | 47.35M | 66.61M | 62.63M | 14.09M | 47.87M |
| Net Income growth (YoY) | +46.87% | +18.03% | +14.05% | +93.24% | +18.19% | +14.02% | +438.00% | -1.08% | +5.26% | +0.53% | -82.70% | -41.02% |
| EPS (Basic) | 0.95 | 0.69 | 0.70 | 0.71 | 0.63 | 0.58 | 0.61 | 0.38 | 0.54 | 0.51 | 0.10 | 0.39 |
| EPS (Diluted) | 0.95 | 0.69 | 0.71 | 0.70 | 0.63 | 0.58 | 0.61 | 0.38 | 0.54 | 0.51 | 0.10 | 0.39 |
| Shares Outstanding (Basic) | 120.30M | 120.50M | — | 122.12M | 121.38M | 120.04M | — | 119.82M | 119.73M | 119.66M | — | 119.51M |
| Shares Outstanding (Diluted) | 120.44M | 120.72M | — | 122.25M | 121.43M | 120.20M | — | 119.95M | 119.78M | 119.74M | — | 119.62M |
| Net Margin | 41.41% | 30.48% | 31.06% | 33.05% | 30.25% | 28.83% | 30.22% | 21.79% | 27.16% | 26.23% | 5.52% | 23.43% |
This table shows 12 quarterly periods of United Community Banks's income statement, from Q2 2026 back to Q3 2023, across 11 line items including revenue, operating expenses, interest expense. Values in USD; B = billions, M = millions. Fiscal periods follow UCB's reporting calendar. What is a income statement?