UMB Financial Balance Sheet
NASDAQ: UMBFFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
UMB Financial financial position
At the end of fiscal 2025, UMB Financial reported total assets of $73.09 billion, up 45.0% from a year earlier against total liabilities of $65.40 billion. Shareholders' equity stood at $7.69 billion, or 10.5% of assets. The company held $7.77 billion in cash and equivalents against $474.2 million of debt, a net cash position of $7.30 billion.
Debt-to-equity was 0.06.
Summary generated from market data by MetaCap's automated system. Methodology
UMB Financial balance sheet (annual)
| Fiscal year (USD) | FY 20252025-12-31 | FY 20242024-12-31 | FY 20232023-12-31 | FY 20222022-12-31 | FY 20212021-12-31 | FY 20202020-12-31 | FY 20192019-12-31 | FY 20182018-12-31 | FY 20172017-12-31 | FY 20162016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | 7.77B | 8.45B | 5.53B | 1.56B | 9.21B | 3.50B | 1.67B | 1.67B | 1.72B | 1.06B |
| Property, Plant & Equipment | 398.27M | 221.77M | 241.70M | 263.65M | 270.93M | 293.10M | 300.33M | 283.88M | 275.94M | 289.01M |
| Goodwill | 1.84B | 207.38M | 207.38M | 207.38M | 174.52M | 180.87M | 180.87M | 180.87M | 180.87M | 180.87M |
| Intangible Assets | 486.87M | 63.65M | 71.01M | 71.01M | 14.42M | 21.06M | 27.60M | 15.00M | 20.26M | 26.63M |
| Total Assets | 73.09B | 50.41B | 44.01B | 38.51B | 42.69B | 33.13B | 26.56B | 23.35B | 21.77B | 20.68B |
| Short-Term Debt | — | — | 1.80B | — | — | — | — | — | — | — |
| Long-Term Debt | 474.23M | 385.29M | 383.25M | 381.31M | 271.54M | 269.60M | 70.37M | 82.67M | 79.28M | 76.77M |
| Total Liabilities | 65.40B | 46.94B | 40.91B | 35.85B | 39.55B | 30.11B | 23.95B | 21.12B | 19.59B | 18.72B |
| Shareholders' Equity | 7.69B | 3.47B | 3.10B | 2.67B | 3.15B | 3.02B | 2.61B | 2.23B | 2.18B | 1.96B |
| Retained Earnings | 3.74B | 3.17B | 2.81B | 2.54B | 2.18B | 1.89B | 1.67B | 1.49B | 1.34B | 1.14B |
| Total Debt | 474.23M | 385.29M | 2.18B | 381.31M | 271.54M | 269.60M | 70.37M | 82.67M | 79.28M | 76.77M |
| Net Cash (Debt) | 7.30B | 8.06B | 3.35B | 1.18B | 8.94B | 3.23B | 1.60B | 1.59B | 1.64B | 987.20M |
| Shares Outstanding | 75.96M | 48.81M | 48.55M | 48.32M | 48.43M | 48.01M | 49.10M | 49.12M | 49.89M | 49.67M |
This table shows 10 annual periods of UMB Financial's balance sheet, from FY 2025 back to FY 2016, across 13 line items including cash & equivalents, property, plant & equipment, goodwill. Values in USD; B = billions, M = millions. Fiscal periods follow UMBF's reporting calendar. What is a balance sheet?