UMB Financial Quarterly Balance Sheet
NASDAQ: UMBFFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
UMB Financial financial position
As of Jun 30, 2026, UMB Financial reported total assets of $72.26 billion, up 0.7% from a year earlier against total liabilities of $64.22 billion. Shareholders' equity stood at $8.03 billion, or 11.1% of assets. The company held $5.61 billion in cash and equivalents against $480.1 million of debt, a net cash position of $5.13 billion.
Debt-to-equity was 0.06.
Summary generated from market data by MetaCap's automated system. Methodology
UMB Financial balance sheet (quarterly)
| Quarter (USD) | Q2 20262026-06-30 | Q1 20262026-03-31 | Q4 20252025-12-31 | Q3 20252025-09-30 | Q2 20252025-06-30 | Q1 20252025-03-31 | Q4 20242024-12-31 | Q3 20242024-09-30 | Q2 20242024-06-30 | Q1 20242024-03-31 | Q4 20232023-12-31 | Q3 20232023-09-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | 5.61B | 6.26B | 7.77B | 8.84B | 11.00B | 10.61B | 8.45B | 7.28B | 5.02B | 6.94B | 5.53B | 3.93B |
| Property, Plant & Equipment | 397.35M | 391.02M | 398.27M | 398.61M | 395.19M | 391.15M | 221.77M | 222.06M | 226.86M | 231.92M | 241.70M | 249.04M |
| Goodwill | 1.84B | 1.84B | 1.84B | 1.84B | 1.81B | 1.80B | 207.38M | 207.38M | 207.38M | 207.38M | 207.38M | 207.38M |
| Intangible Assets | 439.95M | 463.41M | 486.87M | 511.45M | 531.92M | 557.19M | 63.65M | 65.56M | 67.14M | 69.05M | 71.01M | 73.06M |
| Total Assets | 72.26B | 72.67B | 73.09B | 71.88B | 71.76B | 69.35B | 50.41B | 47.50B | 44.47B | 45.34B | 44.01B | 41.46B |
| Short-Term Debt | — | — | — | — | — | — | — | 1.05B | 1.30B | 1.80B | 1.80B | 2.30B |
| Long-Term Debt | 480.13M | 477.16M | 474.23M | 471.33M | 657.32M | 654.38M | 385.29M | 384.76M | 384.25M | 383.74M | 383.25M | 382.77M |
| Total Liabilities | 64.22B | 64.85B | 65.40B | 64.44B | 64.47B | 62.60B | 46.94B | 43.96B | 41.24B | 42.19B | 40.91B | 38.66B |
| Shareholders' Equity | 8.03B | 7.83B | 7.69B | 7.44B | 7.29B | 6.75B | 3.47B | 3.54B | 3.23B | 3.15B | 3.10B | 2.81B |
| Retained Earnings | 4.20B | 3.96B | 3.74B | 3.56B | 3.41B | 3.22B | 3.17B | 3.07B | 2.98B | 2.90B | 2.81B | 2.76B |
| Total Debt | 480.13M | 477.16M | 474.23M | 471.33M | 657.32M | 654.38M | 385.29M | 1.43B | 1.68B | 2.18B | 2.18B | 2.68B |
| Net Cash (Debt) | 5.13B | 5.78B | 7.30B | 8.37B | 10.34B | 9.96B | 8.06B | 5.84B | 3.33B | 4.76B | 3.35B | 1.24B |
| Shares Outstanding | 75.95M | 75.98M | 75.96M | 75.95M | 75.93M | 75.92M | 48.81M | 48.80M | 48.75M | 48.74M | 48.55M | 48.53M |
This table shows 12 quarterly periods of UMB Financial's balance sheet, from Q2 2026 back to Q3 2023, across 13 line items including cash & equivalents, property, plant & equipment, goodwill. Values in USD; B = billions, M = millions. Fiscal periods follow UMBF's reporting calendar. What is a balance sheet?