UWM Financial Ratios
NYSE: UWMCFinanceFinance: Consumer ServicesUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
UWM ratio analysis
UWM earned a net margin of 0.9% in FY 2025, up from 0.5% a year earlier. Return on equity reached 1.7%, meaning UWM generated 0.02 dollars of profit for every dollar of shareholders' equity. Debt-to-equity stood at 1.87 versus 1.36 the year before.
At the end of FY 2025, UWMC traded at 36.8 times earnings; across the 4 fiscal years shown, its year-end P/E ranged from 7.4 to 44.4, with a median of 22.9. Valuation ratios use the closing share price on each fiscal year-end date and diluted shares from the income statement; profitability and leverage ratios use reported annual figures. Current valuation multiples are on the statistics page.
Summary generated from market data by MetaCap's automated system. Methodology
UWM financial ratios (annual)
| Ratio | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|---|---|
| P/E ratio (at fiscal year end) | 36.75 | 44.38 | — | 7.36 | 8.97 | — | — |
| Price / sales | 0.29 | 0.24 | 0.31 | 0.13 | 0.20 | — | — |
| Price / book | 0.59 | 0.31 | 0.27 | 0.10 | 0.19 | — | — |
| Operating margin | — | — | — | — | — | -0.1% | — |
| Net margin | 0.9% | 0.5% | -0.6% | 1.8% | 3.3% | -0.1% | 32.5% |
| Free cash flow margin | -86.1% | -234.9% | 6.4% | 347.4% | -337.4% | -0.0% | -274.8% |
| Return on equity (ROE) | 1.7% | 0.7% | -0.5% | 1.3% | 3.1% | -116.1% | — |
| Return on assets (ROA) | 0.2% | 0.1% | -0.1% | 0.3% | 0.4% | -0.1% | 100,621.3% |
| Debt / equity | 1.87 | 1.36 | 0.80 | 0.63 | 0.63 | 160.00 | — |
| Current ratio | — | — | — | — | — | 0.05 | 0.97 |
| Revenue growth | 18.2% | 23.5% | -8.7% | -20.1% | -39.9% | 286.3% | — |
| EPS growth | -7.7% | — | -131.1% | -31.8% | — | — | — |