UWM Financial Statements
NYSE: UWMCFinanceFinance: Consumer ServicesUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
UWM revenue and earnings
In fiscal 2025, UWM generated $3.16 billion in revenue, up 18.2% from fiscal 2024, its 2nd consecutive year of revenue growth. Net income was $27.4 million (+90.1% year over year), for a net margin of 0.9% versus a median of 0.5% in the prior 5 years. Diluted earnings per share came in at $0.12, down from $0.13.
Over the last 5 fiscal years, UWMC's revenue has grown at a -8.5% compound annual rate (a contraction).
Summary generated from market data by MetaCap's automated system. Methodology
UWM income statement (annual)
| Fiscal year (USD) | FY 20252025-12-31 | FY 20242024-12-31 | FY 20232023-12-31 | FY 20222022-12-31 | FY 20212021-12-31 | FY 20202020-12-31 | FY 20192019-12-31 |
|---|---|---|---|---|---|---|---|
| Revenue | 3.16B | 2.67B | 2.17B | 2.37B | 2.97B | 4.94B | 1.28B |
| Revenue growth (YoY) | +18.19% | +23.49% | -8.73% | -20.12% | -39.86% | +286.30% | — |
| Operating Expenses | 2.15B | 1.83B | 1.39B | 1.44B | 1.39B | 1.55B | 863.36M |
| Operating Income | — | — | — | — | — | -6.83M | — |
| Interest Expense | 530.79M | 490.76M | 320.26M | 305.99M | 304.66M | 167.04M | 164.13M |
| Other Income (Expense) | 4.39M | 5.55M | 5.00K | -23.74M | 23.11M | 0 | 0 |
| Pretax Income | 250.90M | 335.96M | -76.29M | 934.67M | 1.58B | 3.38B | 415.06M |
| Income Tax | 6.87M | 6.58M | -6.51M | 2.81M | 9.84M | 2.45M | 0 |
| Net Income | 27.38M | 14.40M | -13.23M | 41.72M | 98.44M | -5.81M | 415.06M |
| Net Income growth (YoY) | +90.09% | — | -131.72% | -57.63% | — | -101.40% | — |
| EPS (Basic) | 0.13 | 0.13 | -0.14 | 0.45 | 0.98 | -0.12 | — |
| EPS (Diluted) | 0.12 | 0.13 | -0.14 | 0.45 | 0.66 | -0.12 | — |
| Shares Outstanding (Basic) | 211.41M | 111.37M | 93.25M | 92.48M | 100.88M | — | — |
| Shares Outstanding (Diluted) | 1.60B | 111.37M | 93.25M | 92.48M | 1.60B | — | — |
| EBITDA | — | — | — | — | — | 9.99M | — |
| Operating Margin | — | — | — | — | — | -14.00% | — |
| Net Margin | 87.00% | 54.00% | -61.00% | 1.76% | 3.31% | -12.00% | 32.47% |
This table shows 7 annual periods of UWM's income statement, from FY 2025 back to FY 2019, across 15 line items including revenue, operating expenses, operating income. Values in USD; B = billions, M = millions. Fiscal periods follow UWMC's reporting calendar. What is a income statement?