UWM Cash Flow Statement
NYSE: UWMCFinanceFinance: Consumer ServicesUSD
1.08-0.01 (-0.92%)
At close: Oct 9, 4:00 PM ET · Delayed 15 min
UWM free cash flow
In fiscal 2025, UWM generated -$2.65 billion of operating cash flow and spent $74.0 million on capital expenditures. That left free cash flow of -$2.72 billion, a free-cash-flow margin of -86.1% of revenue. UWM returned $78.6 million to shareholders through dividends.
Summary generated from market data by MetaCap's automated system. Methodology
UWM cash flow statement (annual)
| Fiscal year (USD) | FY 20252025-12-31 | FY 20242024-12-31 | FY 20232023-12-31 | FY 20222022-12-31 | FY 20212021-12-31 | FY 20202020-12-31 | FY 20192019-12-31 |
|---|---|---|---|---|---|---|---|
| Net Income | 244.02M | 329.38M | -69.78M | 931.86M | 1.57B | 3.38B | 415.06M |
| Net Income growth (YoY) | -25.91% | — | -107.49% | -40.59% | -53.63% | +714.95% | — |
| Depreciation & Amortization | 55.51M | 48.78M | 50.06M | 49.40M | 38.02M | 16.82M | 9.40M |
| Stock-Based Compensation | 50.36M | 24.58M | 13.83M | 7.54M | 6.47M | 0 | 0 |
| Change in Working Capital | -70.02M | 92.93M | -190.83M | -73.34M | -135.39M | -22.89M | -33.25M |
| Operating Cash Flow | -2.65B | -6.24B | 165.24M | 8.27B | -9.96B | 56.41M | -3.50B |
| Capital Expenditures | -74.05M | -39.45M | -26.43M | -26.61M | -65.38M | -57.29M | -16.77M |
| Investing Cash Flow | 2.26B | 2.68B | 1.83B | 1.29B | 199.75M | 231.88M | 577.38M |
| Dividends Paid | -78.60M | -39.73M | -37.24M | -36.94M | -30.63M | 0 | 0 |
| Share Repurchases | — | — | 0 | 0 | -81.63M | 0 | 0 |
| Debt Issued | 1.00B | 800.00M | 0 | 0 | 1.20B | 800.00M | 0 |
| Debt Repaid | -800.00M | 0 | 0 | — | — | — | — |
| Financing Cash Flow | 384.02M | 3.58B | -2.20B | -9.58B | 9.26B | 802.26M | 3.01B |
| Net Change in Cash | -3.98M | 9.87M | -207.43M | -26.19M | -492.75M | 1.09B | 91.17M |
| Free Cash Flow | -2.72B | -6.28B | 138.81M | 8.24B | -10.02B | -876.00K | -3.51B |
This table shows 7 annual periods of UWM's cash flow statement, from FY 2025 back to FY 2019, across 14 line items including net income, depreciation & amortization, stock-based compensation. Values in USD; B = billions, M = millions. Fiscal periods follow UWMC's reporting calendar. What is a cash flow statement?