American Coastal Insurance (ACIC) vs Kingstone Companies (KINS)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Kingstone Companies (KINS) has outperformed American Coastal Insurance (ACIC) over the past year, gaining 28.9% versus a loss of 21.5%. Over five years, KINS leads with a +203.6% price change compared with +136.6% for ACIC. American Coastal Insurance is the larger company by market cap ($466.8 million vs $274.3 million), about 1.7 times the size.
On valuation, Kingstone Companies trades at a lower forward P/E (6.5x vs 7.7x for American Coastal Insurance). Kingstone Companies pays a dividend yielding 1.06%, while American Coastal Insurance does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | ACIC | KINS |
|---|---|---|
| Share price | $9.88 | $18.95 |
| Market cap | $466.79M | $274.32M |
| 1-day change | +3.84% | +1.99% |
| YTD return | -24.70% | +10.40% |
| 1-year return | -21.47% | +28.94% |
| 5-year return | +136.57% | +203.59% |
| P/E ratio (TTM) | 4.91 | 7.70 |
| Forward P/E | 7.71 | 6.53 |
| EPS (TTM) | $2.01 | $2.46 |
| Dividend yield | 0.00% | 1.06% |
| Annual dividend | $0.00 | $0.20 |
| 52-week high | $13.06 | $20.90 |
| 52-week low | $9.01 | $13.83 |
| Distance from 52-week high | -24.39% | -9.33% |
| Analyst consensus | none | none |
| Avg. price target upside | — | +26.65% |
| Average volume | 267.09K | 98.07K |
| Shares outstanding | 47.27M | 14.48M |
| Employees | 68 | 113 |
| Sector | Finance | Finance |
| Industry | Property-Casualty Insurers | Property-Casualty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- KINS has outperformed ACIC by 50.4 percentage points over the past year.
- Kingstone Companies trades at a higher earnings multiple (7.7x vs 4.9x trailing P/E).
- Kingstone Companies offers a meaningfully higher dividend yield (1.06% vs 0.00%).
About American Coastal Insurance
ACIC stock →American Coastal Insurance Corporation, through its subsidiaries, primarily engages in the commercial and personal property and casualty insurance business in the United States. The company provides structure, content, and liability coverage for standard single-family homeowners, renters, and condominium unit owners.
Finance · Property-Casualty Insurers · 68 employees
About Kingstone Companies
KINS stock →Kingstone Companies, Inc., through its subsidiary, Kingstone Insurance Company, provides property and casualty insurance products in the United States. The company offers personal line of insurance products, such as homeowners, dwelling fire, cooperative/condominiums, renters, and personal umbrella policies; and commercial auto insurance products.
Finance · Property-Casualty Insurers · 113 employees
ACIC vs KINS FAQ
Which is bigger, American Coastal Insurance or Kingstone Companies?
American Coastal Insurance (ACIC) is larger, with a market capitalization of $466.79M compared with $274.32M for Kingstone Companies (KINS).
Which stock has performed better over the past year, ACIC or KINS?
KINS returned +28.94% over the past 12 months, compared with -21.47% for ACIC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, ACIC or KINS?
ACIC has the lower trailing P/E at 4.9, versus 7.7 for KINS. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, American Coastal Insurance or Kingstone Companies?
Kingstone Companies pays a dividend yielding 1.06%, while American Coastal Insurance does not currently pay a regular dividend.
Are American Coastal Insurance and Kingstone Companies in the same industry?
Yes. Both are classified in the Property-Casualty Insurers industry within the Finance sector.