Ategrity Specialty Insurance (ASIC) vs Heritage Insurance (HRTG)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Ategrity Specialty Insurance (ASIC) has outperformed Heritage Insurance (HRTG) over the past year, gaining 42.7% versus a gain of 35.9%. Ategrity Specialty Insurance is the larger company by market cap ($1.29 billion vs $1.05 billion), about 1.2 times the size. On valuation, Heritage Insurance trades at a lower forward P/E (6.8x vs 10.7x for Ategrity Specialty Insurance).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | ASIC | HRTG |
|---|---|---|
| Share price | $26.93 | $35.23 |
| Market cap | $1.29B | $1.05B |
| 1-day change | +5.73% | +2.00% |
| YTD return | +21.23% | +20.40% |
| 1-year return | +42.69% | +35.87% |
| 5-year return | — | +411.32% |
| P/E ratio (TTM) | 12.53 | 5.03 |
| Forward P/E | 10.70 | 6.80 |
| EPS (TTM) | $2.15 | $7.01 |
| Dividend yield | 0.00% | 0.00% |
| Annual dividend | $0.00 | $0.00 |
| 52-week high | $29.00 | $36.50 |
| 52-week low | $16.49 | $20.48 |
| Distance from 52-week high | -7.14% | -3.48% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +8.06% | +10.70% |
| Average volume | 73.02K | 293.51K |
| Shares outstanding | 47.93M | 29.73M |
| Employees | 203 | 542 |
| Sector | Finance | Finance |
| Industry | Property-Casualty Insurers | Property-Casualty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Ategrity Specialty Insurance trades at a higher earnings multiple (12.5x vs 5.0x trailing P/E).
About Ategrity Specialty Insurance
ASIC stock →Ategrity Specialty Insurance Company Holdings, through its subsidiaries, provides excess and surplus lines insurance and reinsurance products to small and medium-sized businesses in the United States. The company offers property and casualty insurance solutions, including general liability, commercial property, management liability, miscellaneous PL, allied healthcare, and architects and engineers insurance products to the retail, real estate, hospitality, and construction sectors.
Finance · Property-Casualty Insurers · 203 employees
About Heritage Insurance
HRTG stock →Heritage Insurance Holdings, Inc., through its subsidiaries, provides personal and commercial residential insurance products. It offers personal residential insurance in Alabama, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Maryland, Massachusetts, Mississippi, New Jersey, New York, North Carolina, Rhode Island, South Carolina, and Virginia; and commercial residential property insurance in Florida, Hawaii, New Jersey, and New York.
Finance · Property-Casualty Insurers · 542 employees
ASIC vs HRTG FAQ
Which is bigger, Ategrity Specialty Insurance or Heritage Insurance?
Ategrity Specialty Insurance (ASIC) is larger, with a market capitalization of $1.29B compared with $1.05B for Heritage Insurance (HRTG).
Which stock has performed better over the past year, ASIC or HRTG?
ASIC returned +42.69% over the past 12 months, compared with +35.87% for HRTG (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, ASIC or HRTG?
HRTG has the lower trailing P/E at 5.0, versus 12.5 for ASIC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Are Ategrity Specialty Insurance and Heritage Insurance in the same industry?
Yes. Both are classified in the Property-Casualty Insurers industry within the Finance sector.