First US Bancshares (FUSB) vs OptimumBank (OPHC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 7, 2026.
Summary
OptimumBank (OPHC) has outperformed First US Bancshares (FUSB) over the past year, gaining 119.0% versus a gain of 30.9%. Over five years, FUSB leads with a +55.2% price change compared with +55.1% for OPHC. OptimumBank is the larger company by market cap ($114.8 million vs $89.7 million), about 1.3 times the size.
On valuation, OptimumBank trades at a lower trailing P/E (10.4x vs 12.3x for First US Bancshares). First US Bancshares pays a dividend yielding 1.72%, while OptimumBank does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FUSB | OPHC |
|---|---|---|
| Share price | $16.30 | $9.09 |
| Market cap | $89.73M | $114.81M |
| 1-day change | +0.15% | +3.18% |
| YTD return | +16.68% | +113.88% |
| 1-year return | +30.92% | +119.04% |
| 5-year return | +55.24% | +55.12% |
| P/E ratio (TTM) | 12.35 | 10.45 |
| Forward P/E | — | 6.73 |
| EPS (TTM) | $1.32 | $0.87 |
| Dividend yield | 1.72% | 0.00% |
| Annual dividend | $0.28 | $0.00 |
| 52-week high | $16.99 | $10.68 |
| 52-week low | $12.15 | $3.91 |
| Distance from 52-week high | -4.06% | -14.89% |
| Average volume | 15.84K | 124.86K |
| Shares outstanding | 5.50M | 12.63M |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- OPHC has outperformed FUSB by 88.1 percentage points over the past year.
- First US Bancshares offers a meaningfully higher dividend yield (1.72% vs 0.00%).
FUSB vs OPHC FAQ
Which is bigger, First US Bancshares or OptimumBank?
OptimumBank (OPHC) is larger, with a market capitalization of $114.81M compared with $89.73M for First US Bancshares (FUSB).
Which stock has performed better over the past year, FUSB or OPHC?
OPHC returned +119.04% over the past 12 months, compared with +30.92% for FUSB (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FUSB or OPHC?
OPHC has the lower trailing P/E at 10.4, versus 12.3 for FUSB. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, First US Bancshares or OptimumBank?
First US Bancshares pays a dividend yielding 1.72%, while OptimumBank does not currently pay a regular dividend.
Are First US Bancshares and OptimumBank in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.