AmeriServ Financial (ASRV) vs Union Bankshares (UNB)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.
Summary
AmeriServ Financial (ASRV) has outperformed Union Bankshares (UNB) over the past year, gaining 43.9% versus a loss of 6.5%. Over five years, ASRV leads with a +14.9% price change compared with -29.3% for UNB. Union Bankshares is the larger company by market cap ($113.3 million vs $74.5 million), about 1.5 times the size.
On valuation, Union Bankshares trades at a lower trailing P/E (8.8x vs 8.8x for AmeriServ Financial). Union Bankshares offers the higher dividend yield (6.29% vs 2.73%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | ASRV | UNB |
|---|---|---|
| Share price | $4.39 | $22.90 |
| Market cap | $74.54M | $113.26M |
| 1-day change | -1.35% | -0.43% |
| YTD return | +37.62% | -3.50% |
| 1-year return | +43.93% | -6.53% |
| 5-year return | +14.92% | -29.32% |
| P/E ratio (TTM) | 8.78 | 8.77 |
| EPS (TTM) | $0.50 | $2.61 |
| Dividend yield | 2.73% | 6.29% |
| Annual dividend | $0.12 | $1.44 |
| 52-week high | $5.38 | $26.41 |
| 52-week low | $2.86 | $20.65 |
| Distance from 52-week high | -18.40% | -13.29% |
| Average volume | 19.34K | 5.69K |
| Shares outstanding | 16.98M | 4.95M |
| Employees | 297 | 195 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- ASRV has outperformed UNB by 50.5 percentage points over the past year.
- Union Bankshares offers a meaningfully higher dividend yield (6.29% vs 2.73%).
About AmeriServ Financial
ASRV stock →AmeriServ Financial, Inc. operates as the bank holding company for AmeriServ Financial Bank that provides various consumer, mortgage, and commercial financial products in the United States.
Finance · Major Banks · 297 employees
About Union Bankshares
UNB stock →Union Bankshares, Inc. operates as the bank holding company for Union Bank that provides retail, commercial, and municipal banking products and services in the United States.
Finance · Major Banks · 195 employees
ASRV vs UNB FAQ
Which is bigger, AmeriServ Financial or Union Bankshares?
Union Bankshares (UNB) is larger, with a market capitalization of $113.26M compared with $74.54M for AmeriServ Financial (ASRV).
Which stock has performed better over the past year, ASRV or UNB?
ASRV returned +43.93% over the past 12 months, compared with -6.53% for UNB (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, ASRV or UNB?
UNB has the lower trailing P/E at 8.8, versus 8.8 for ASRV. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, AmeriServ Financial or Union Bankshares?
Union Bankshares has the higher yield at 6.29%, compared with 2.73% for AmeriServ Financial.
Are AmeriServ Financial and Union Bankshares in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.