Axos Financial (AX) vs Columbia Financial (CLBK)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Columbia Financial (CLBK) has outperformed Axos Financial (AX) over the past year, gaining 59.9% versus a gain of 6.0%. Over five years, AX leads with a +63.1% price change compared with +26.4% for CLBK. Axos Financial is the larger company by market cap ($5.03 billion vs $2.97 billion), about 1.7 times the size.
On valuation, Axos Financial trades at a lower forward P/E (8.2x vs 17.4x for Columbia Financial).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | AX | CLBK |
|---|---|---|
| Share price | $88.46 | $11.01 |
| Market cap | $5.03B | $2.97B |
| 1-day change | +0.89% | +1.94% |
| YTD return | +2.67% | +52.90% |
| 1-year return | +5.99% | +59.89% |
| 5-year return | +63.12% | +26.38% |
| P/E ratio (TTM) | 10.43 | 18.98 |
| Forward P/E | 8.20 | 17.38 |
| EPS (TTM) | $8.48 | $0.58 |
| Dividend yield | 0.00% | 1.82% |
| Annual dividend | $0.00 | $0.00 |
| Revenue (latest FY) | $81.25M | — |
| Revenue growth (YoY) | +23.51% | — |
| Net income (latest FY) | $490.37M | — |
| Net margin | 603.51% | — |
| 52-week high | $105.74 | $12.00 |
| 52-week low | $74.89 | $6.21 |
| Distance from 52-week high | -16.34% | -8.25% |
| Analyst consensus | strong_buy | none |
| Avg. price target upside | +33.07% | +28.70% |
| Average volume | 347.16K | 6.14M |
| Shares outstanding | 56.86M | 269.55M |
| Employees | 2,191 | 749 |
| Sector | Finance | Finance |
| Industry | Savings Institutions | Savings Institutions |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- CLBK has outperformed AX by 53.9 percentage points over the past year.
- Columbia Financial trades at a higher earnings multiple (19.0x vs 10.4x trailing P/E).
- Columbia Financial offers a meaningfully higher dividend yield (1.82% vs 0.00%).
About Axos Financial
AX stock →Axos Financial, Inc., together with its subsidiaries, provides consumer and business banking products in the United States. It operates through two segments, Banking Business and Securities Business.
Finance · Savings Institutions · 2,191 employees
About Columbia Financial
CLBK stock →Columbia Financial, Inc. operates as a bank holding company for Columbia Bank that provides banking and other financial services to businesses and consumers in the United States.
Finance · Savings Institutions · 749 employees
AX vs CLBK FAQ
Which is bigger, Axos Financial or Columbia Financial?
Axos Financial (AX) is larger, with a market capitalization of $5.03B compared with $2.97B for Columbia Financial (CLBK).
Which stock has performed better over the past year, AX or CLBK?
CLBK returned +59.89% over the past 12 months, compared with +5.99% for AX (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, AX or CLBK?
AX has the lower trailing P/E at 10.4, versus 19.0 for CLBK. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Axos Financial or Columbia Financial?
Columbia Financial pays a dividend yielding 1.82%, while Axos Financial does not currently pay a regular dividend.
Are Axos Financial and Columbia Financial in the same industry?
Yes. Both are classified in the Savings Institutions industry within the Finance sector.