Axos Financial (AX) vs Eastern Bankshares (EBC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 7, 2026.
Summary
Eastern Bankshares (EBC) has outperformed Axos Financial (AX) over the past year, gaining 11.4% versus a gain of 4.7%. Over five years, AX leads with a +61.7% price change compared with -0.9% for EBC. Axos Financial is the larger company by market cap ($4.99 billion vs $4.77 billion), about 1.0 times the size.
On valuation, Axos Financial trades at a lower forward P/E (8.1x vs 9.8x for Eastern Bankshares). Eastern Bankshares pays a dividend yielding 2.59%, while Axos Financial does not currently pay one. Axos Financial converts more of its revenue into profit, with a net margin of 603.5% versus 65.8%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | AX | EBC |
|---|---|---|
| Share price | $87.68 | $20.86 |
| Market cap | $4.99B | $4.77B |
| 1-day change | -1.52% | -1.60% |
| YTD return | +1.76% | +13.19% |
| 1-year return | +4.66% | +11.37% |
| 5-year return | +61.68% | -0.90% |
| P/E ratio (TTM) | 10.34 | 11.65 |
| Forward P/E | 8.06 | 9.75 |
| EPS (TTM) | $8.48 | $1.79 |
| Dividend yield | 0.00% | 2.59% |
| Annual dividend | $0.00 | $0.54 |
| Revenue (latest FY) | $81.25M | $134.09M |
| Revenue growth (YoY) | +23.51% | +19.07% |
| Net income (latest FY) | $490.37M | $88.22M |
| Net margin | 603.51% | 65.79% |
| 52-week high | $105.74 | $23.78 |
| 52-week low | $74.89 | $16.62 |
| Distance from 52-week high | -17.08% | -12.26% |
| Analyst consensus | strong_buy | buy |
| Avg. price target upside | +34.25% | +19.27% |
| Average volume | 348.72K | 2.39M |
| Shares outstanding | 56.86M | 228.51M |
| Employees | 2,191 | 2,247 |
| Sector | Finance | Finance |
| Industry | Savings Institutions | Savings Institutions |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Eastern Bankshares offers a meaningfully higher dividend yield (2.59% vs 0.00%).
- Axos Financial is more profitable, keeping 603.5 cents of every revenue dollar as net income versus 65.8 cents for Eastern Bankshares.
About Axos Financial
AX stock →Axos Financial, Inc., together with its subsidiaries, provides consumer and business banking products in the United States. It operates through two segments, Banking Business and Securities Business.
Finance · Savings Institutions · 2,191 employees
About Eastern Bankshares
EBC stock →Eastern Bankshares, Inc. operates as the bank holding company for Eastern Bank that provides banking, trust, and investment services to retail, commercial, and small business customers in the United States.
Finance · Savings Institutions · 2,247 employees
AX vs EBC FAQ
Which is bigger, Axos Financial or Eastern Bankshares?
Axos Financial (AX) is larger, with a market capitalization of $4.99B compared with $4.77B for Eastern Bankshares (EBC).
Which stock has performed better over the past year, AX or EBC?
EBC returned +11.37% over the past 12 months, compared with +4.66% for AX (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, AX or EBC?
AX has the lower trailing P/E at 10.3, versus 11.7 for EBC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Axos Financial or Eastern Bankshares?
Eastern Bankshares pays a dividend yielding 2.59%, while Axos Financial does not currently pay a regular dividend.
Are Axos Financial and Eastern Bankshares in the same industry?
Yes. Both are classified in the Savings Institutions industry within the Finance sector.