Axos Financial (AX) vs Provident Financial Services (PFS)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 7, 2026.
Summary
Provident Financial Services (PFS) has outperformed Axos Financial (AX) over the past year, gaining 11.8% versus a gain of 4.7%. Over five years, AX leads with a +61.7% price change compared with -11.1% for PFS. Axos Financial is the larger company by market cap ($4.99 billion vs $2.87 billion), about 1.7 times the size.
On valuation, Axos Financial trades at a lower forward P/E (8.1x vs 8.5x for Provident Financial Services). Provident Financial Services pays a dividend yielding 2.18%, while Axos Financial does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | AX | PFS |
|---|---|---|
| Share price | $87.68 | $21.97 |
| Market cap | $4.99B | $2.87B |
| 1-day change | -1.52% | -1.39% |
| YTD return | +1.76% | +11.24% |
| 1-year return | +4.66% | +11.81% |
| 5-year return | +61.68% | -11.05% |
| P/E ratio (TTM) | 10.34 | 9.15 |
| Forward P/E | 8.06 | 8.47 |
| EPS (TTM) | $8.48 | $2.40 |
| Dividend yield | 0.00% | 2.18% |
| Annual dividend | $0.00 | $0.48 |
| Revenue (latest FY) | $81.25M | — |
| Revenue growth (YoY) | +23.51% | — |
| Net income (latest FY) | $490.37M | — |
| Net margin | 603.51% | — |
| 52-week high | $105.74 | $25.49 |
| 52-week low | $74.89 | $17.69 |
| Distance from 52-week high | -17.08% | -13.81% |
| Analyst consensus | strong_buy | buy |
| Avg. price target upside | +34.25% | +26.31% |
| Average volume | 346.43K | 899.87K |
| Shares outstanding | 56.86M | 130.42M |
| Employees | 2,191 | 1,817 |
| Sector | Finance | Finance |
| Industry | Savings Institutions | Savings Institutions |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Provident Financial Services offers a meaningfully higher dividend yield (2.18% vs 0.00%).
About Axos Financial
AX stock →Axos Financial, Inc., together with its subsidiaries, provides consumer and business banking products in the United States. It operates through two segments, Banking Business and Securities Business.
Finance · Savings Institutions · 2,191 employees
About Provident Financial Services
PFS stock →Provident Financial Services, Inc. operates as the bank holding company for Provident Bank that provides various banking products and services to individuals, families, and businesses in the United States.
Finance · Savings Institutions · 1,817 employees
AX vs PFS FAQ
Which is bigger, Axos Financial or Provident Financial Services?
Axos Financial (AX) is larger, with a market capitalization of $4.99B compared with $2.87B for Provident Financial Services (PFS).
Which stock has performed better over the past year, AX or PFS?
PFS returned +11.81% over the past 12 months, compared with +4.66% for AX (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, AX or PFS?
PFS has the lower trailing P/E at 9.2, versus 10.3 for AX. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Axos Financial or Provident Financial Services?
Provident Financial Services pays a dividend yielding 2.18%, while Axos Financial does not currently pay a regular dividend.
Are Axos Financial and Provident Financial Services in the same industry?
Yes. Both are classified in the Savings Institutions industry within the Finance sector.