Axos Financial (AX) vs Capitol Federal Financial (CFFN)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Capitol Federal Financial (CFFN) has outperformed Axos Financial (AX) over the past year, gaining 32.2% versus a gain of 4.7%. Over five years, AX leads with a +61.7% price change compared with -28.9% for CFFN. Axos Financial is the larger company by market cap ($4.99 billion vs $1.04 billion), about 4.8 times the size.
On valuation, Axos Financial trades at a lower forward P/E (8.1x vs 10.9x for Capitol Federal Financial). Capitol Federal Financial pays a dividend yielding 4.04%, while Axos Financial does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | AX | CFFN |
|---|---|---|
| Share price | $87.68 | $8.42 |
| Market cap | $4.99B | $1.04B |
| 1-day change | -1.52% | -1.17% |
| YTD return | +1.76% | +23.64% |
| 1-year return | +4.66% | +32.18% |
| 5-year return | +61.68% | -28.95% |
| P/E ratio (TTM) | 10.50 | 12.95 |
| Forward P/E | 8.06 | 10.86 |
| EPS (TTM) | $8.35 | $0.65 |
| Dividend yield | 0.00% | 4.04% |
| Annual dividend | $0.00 | $0.34 |
| Revenue (latest FY) | $81.25M | — |
| Revenue growth (YoY) | +23.51% | — |
| Net income (latest FY) | $490.37M | — |
| Net margin | 603.51% | — |
| 52-week high | $105.74 | $9.26 |
| 52-week low | $74.89 | $5.97 |
| Distance from 52-week high | -17.08% | -9.07% |
| Analyst consensus | strong_buy | none |
| Avg. price target upside | +34.25% | +12.83% |
| Average volume | 346.43K | 889.15K |
| Shares outstanding | 56.86M | 123.37M |
| Employees | 2,191 | 604 |
| Sector | Finance | Financial Services |
| Industry | Savings Institutions | Banks - Regional |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Axos Financial is about 4.8 times larger than Capitol Federal Financial by market value ($4.99B vs $1.04B).
- CFFN has outperformed AX by 27.5 percentage points over the past year.
- Capitol Federal Financial offers a meaningfully higher dividend yield (4.04% vs 0.00%).
- The two companies sit in different sectors: Axos Financial in Finance and Capitol Federal Financial in Financial Services.
About Axos Financial
AX stock →Axos Financial, Inc., together with its subsidiaries, provides consumer and business banking products in the United States. It operates through two segments, Banking Business and Securities Business.
Finance · Savings Institutions · 2,191 employees
About Capitol Federal Financial
CFFN stock →Capitol Federal Financial, Inc. operates as the holding company for Capitol Federal Savings Bank that provides various retail banking products and services in the United States.
Financial Services · Banks - Regional · 604 employees
AX vs CFFN FAQ
Which is bigger, Axos Financial or Capitol Federal Financial?
Axos Financial (AX) is larger, with a market capitalization of $4.99B compared with $1.04B for Capitol Federal Financial (CFFN).
Which stock has performed better over the past year, AX or CFFN?
CFFN returned +32.18% over the past 12 months, compared with +4.66% for AX (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, AX or CFFN?
AX has the lower trailing P/E at 10.5, versus 13.0 for CFFN. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Axos Financial or Capitol Federal Financial?
Capitol Federal Financial pays a dividend yielding 4.04%, while Axos Financial does not currently pay a regular dividend.
Are Axos Financial and Capitol Federal Financial in the same industry?
No. Axos Financial is in the Finance sector, while Capitol Federal Financial is in Financial Services.