Columbia Financial (CLBK) vs TFS Financial (TFSL)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Columbia Financial (CLBK) has outperformed TFS Financial (TFSL) over the past year, gaining 59.9% versus a gain of 18.8%. Over five years, CLBK leads with a +26.4% price change compared with -19.9% for TFSL. TFS Financial is the larger company by market cap ($4.52 billion vs $2.91 billion), about 1.6 times the size.
On valuation, Columbia Financial trades at a lower forward P/E (17.0x vs 41.3x for TFS Financial). TFS Financial pays a dividend yielding 7.01%, while Columbia Financial does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CLBK | TFSL |
|---|---|---|
| Share price | $10.80 | $16.12 |
| Market cap | $2.91B | $4.52B |
| 1-day change | -2.96% | -2.72% |
| YTD return | +52.90% | +20.48% |
| 1-year return | +59.89% | +18.79% |
| 5-year return | +26.38% | -19.88% |
| P/E ratio (TTM) | 19.29 | 46.06 |
| Forward P/E | 17.04 | 41.33 |
| EPS (TTM) | $0.56 | $0.35 |
| Dividend yield | 1.85% | 7.01% |
| Annual dividend | $0.00 | $1.13 |
| Revenue (latest FY) | — | $321.47M |
| Revenue growth (YoY) | — | +6.04% |
| Net income (latest FY) | — | $90.96M |
| Net margin | — | 28.29% |
| 52-week high | $12.00 | $19.49 |
| 52-week low | $6.21 | $12.54 |
| Distance from 52-week high | -10.00% | -17.29% |
| Analyst consensus | none | hold |
| Avg. price target upside | +31.20% | +13.21% |
| Average volume | 6.09M | 830.88K |
| Shares outstanding | 269.55M | 280.44M |
| Employees | 749 | 958 |
| Sector | Finance | Finance |
| Industry | Savings Institutions | Savings Institutions |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- CLBK has outperformed TFSL by 41.1 percentage points over the past year.
- TFS Financial trades at a higher earnings multiple (46.1x vs 19.3x trailing P/E).
- TFS Financial offers a meaningfully higher dividend yield (7.01% vs 1.85%).
About Columbia Financial
CLBK stock →Columbia Financial, Inc. operates as a bank holding company for Columbia Bank that provides banking and other financial services to businesses and consumers in the United States.
Finance · Savings Institutions · 749 employees
About TFS Financial
TFSL stock →TFS Financial Corporation, through its subsidiaries, provides retail consumer banking services in the United States. The company offers deposit products, including savings, money market, checking, individual retirement, and other qualified plan accounts, as well as certificates of deposit.
Finance · Savings Institutions · 958 employees
CLBK vs TFSL FAQ
Which is bigger, Columbia Financial or TFS Financial?
TFS Financial (TFSL) is larger, with a market capitalization of $4.52B compared with $2.91B for Columbia Financial (CLBK).
Which stock has performed better over the past year, CLBK or TFSL?
CLBK returned +59.89% over the past 12 months, compared with +18.79% for TFSL (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CLBK or TFSL?
CLBK has the lower trailing P/E at 19.3, versus 46.1 for TFSL. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Columbia Financial or TFS Financial?
TFS Financial has the higher yield at 7.01%, compared with 1.85% for Columbia Financial.
Are Columbia Financial and TFS Financial in the same industry?
Yes. Both are classified in the Savings Institutions industry within the Finance sector.