BancFirst (BANF) vs Texas Capital Bancshares (TCBI)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Texas Capital Bancshares (TCBI) has outperformed BancFirst (BANF) over the past year, gaining 7.1% versus a loss of 14.6%. Over five years, BANF leads with a +67.8% price change compared with +53.4% for TCBI. Texas Capital Bancshares is the larger company by market cap ($3.94 billion vs $3.56 billion), about 1.1 times the size.
On valuation, Texas Capital Bancshares trades at a lower forward P/E (11.0x vs 13.2x for BancFirst). BancFirst offers the higher dividend yield (1.85% vs 0.22%). BancFirst converts more of its revenue into profit, with a net margin of 3819.2% versus 26.3%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | BANF | TCBI |
|---|---|---|
| Share price | $106.09 | $90.71 |
| Market cap | $3.56B | $3.94B |
| 1-day change | -0.76% | -1.82% |
| YTD return | +0.83% | +2.04% |
| 1-year return | -14.56% | +7.12% |
| 5-year return | +67.84% | +53.45% |
| P/E ratio (TTM) | 14.32 | 11.80 |
| Forward P/E | 13.20 | 11.02 |
| EPS (TTM) | $7.41 | $7.69 |
| Dividend yield | 1.85% | 0.22% |
| Annual dividend | $1.96 | $0.20 |
| Revenue (latest FY) | $6.30M | $1.26B |
| Revenue growth (YoY) | +10.53% | +34.69% |
| Net income (latest FY) | $240.61M | $330.24M |
| Net margin | 3819.21% | 26.30% |
| 52-week high | $126.14 | $108.92 |
| 52-week low | $101.48 | $75.41 |
| Distance from 52-week high | -15.90% | -16.72% |
| Analyst consensus | hold | hold |
| Avg. price target upside | +17.19% | +17.03% |
| Average volume | 133.40K | 494.04K |
| Shares outstanding | 33.60M | 43.47M |
| Employees | 2,260 | 1,785 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- TCBI has outperformed BANF by 21.7 percentage points over the past year.
- BancFirst offers a meaningfully higher dividend yield (1.85% vs 0.22%).
- BancFirst is more profitable, keeping 3819.2 cents of every revenue dollar as net income versus 26.3 cents for Texas Capital Bancshares.
- Texas Capital Bancshares grew revenue faster in its latest fiscal year (+34.69% vs +10.53%).
About BancFirst
BANF stock →BancFirst Corporation operates as the bank holding company for BancFirst that provides a range of commercial banking services to retail customers, and small to medium-sized businesses in the United States. It operates through BancFirst Metropolitan Banks, BancFirst Community Banks, Pegasus, Worthington, and Other Financial Services segments.
Finance · Major Banks · 2,260 employees
About Texas Capital Bancshares
TCBI stock →Texas Capital Bancshares, Inc. operates as the bank holding company for Texas Capital Bank, is a full-service financial services firm that delivers customized solutions to businesses, entrepreneurs, and individual customers.
Finance · Major Banks · 1,785 employees
BANF vs TCBI FAQ
Which is bigger, BancFirst or Texas Capital Bancshares?
Texas Capital Bancshares (TCBI) is larger, with a market capitalization of $3.94B compared with $3.56B for BancFirst (BANF).
Which stock has performed better over the past year, BANF or TCBI?
TCBI returned +7.12% over the past 12 months, compared with -14.56% for BANF (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, BANF or TCBI?
TCBI has the lower trailing P/E at 11.8, versus 14.3 for BANF. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, BancFirst or Texas Capital Bancshares?
BancFirst has the higher yield at 1.85%, compared with 0.22% for Texas Capital Bancshares.
Are BancFirst and Texas Capital Bancshares in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.