California BanCorp (BCAL) vs VersaBank (VBNK)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
VersaBank (VBNK) has outperformed California BanCorp (BCAL) over the past year, gaining 78.8% versus a gain of 29.2%. Over five years, VBNK leads with a +86.1% price change compared with +39.2% for BCAL. VersaBank is the larger company by market cap ($709.3 million vs $693.5 million), about 1.0 times the size.
On valuation, VersaBank trades at a lower forward P/E (11.1x vs 11.6x for California BanCorp). California BanCorp offers the higher dividend yield (1.39% vs 0.11%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | BCAL | VBNK |
|---|---|---|
| Share price | $21.57 | $21.88 |
| Market cap | $693.49M | $709.33M |
| 1-day change | +0.89% | -0.09% |
| YTD return | +15.53% | +46.06% |
| 1-year return | +29.24% | +78.76% |
| 5-year return | +39.16% | +86.05% |
| P/E ratio (TTM) | 11.66 | 28.79 |
| Forward P/E | 11.61 | 11.15 |
| EPS (TTM) | $1.85 | $0.76 |
| Dividend yield | 1.39% | 0.11% |
| Annual dividend | $0.30 | $0.025 |
| 52-week high | $22.41 | $25.05 |
| 52-week low | $15.85 | $11.25 |
| Distance from 52-week high | -3.75% | -12.65% |
| Analyst consensus | strong_buy | buy |
| Avg. price target upside | +14.74% | +16.54% |
| Average volume | 208.13K | 124.22K |
| Shares outstanding | 32.15M | 32.42M |
| Employees | 297 | 131 |
| Sector | Financial Services | Financial Services |
| Industry | Banks - Regional | Banks - Regional |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- VBNK has outperformed BCAL by 49.5 percentage points over the past year.
- VersaBank trades at a higher earnings multiple (28.8x vs 11.7x trailing P/E).
- California BanCorp offers a meaningfully higher dividend yield (1.39% vs 0.11%).
About California BanCorp
BCAL stock →California BanCorp operates as the bank holding company for California Bank of Commerce, N.A. that provides various financial products to individuals, professionals, and small- to medium-sized businesses in California, the United States.
Financial Services · Banks - Regional · 297 employees
About VersaBank
VBNK stock →VersaBank provides various banking products and services in Canada and the United States. The company operates through four segments: Digital Banking Canada, Digital Banking USA, DRTC (Cybersecurity), and Digital Meteor.
Financial Services · Banks - Regional · 131 employees
BCAL vs VBNK FAQ
Which is bigger, California BanCorp or VersaBank?
VersaBank (VBNK) is larger, with a market capitalization of $709.33M compared with $693.49M for California BanCorp (BCAL).
Which stock has performed better over the past year, BCAL or VBNK?
VBNK returned +78.76% over the past 12 months, compared with +29.24% for BCAL (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, BCAL or VBNK?
BCAL has the lower trailing P/E at 11.7, versus 28.8 for VBNK. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, California BanCorp or VersaBank?
California BanCorp has the higher yield at 1.39%, compared with 0.11% for VersaBank.
Are California BanCorp and VersaBank in the same industry?
Yes. Both are classified in the Banks - Regional industry within the Financial Services sector.