BankUnited (BKU) vs Provident Financial (PROV)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Provident Financial (PROV) has outperformed BankUnited (BKU) over the past year, gaining 15.6% versus a gain of 5.9%. Over five years, PROV leads with a +9.1% price change compared with +0.6% for BKU. BankUnited is the larger company by market cap ($3.04 billion vs $114.4 million), about 26.6 times the size.
On valuation, BankUnited trades at a lower forward P/E (9.6x vs 14.4x for Provident Financial). Provident Financial offers the higher dividend yield (3.05% vs 3.00%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | BKU | PROV |
|---|---|---|
| Share price | $42.65 | $18.35 |
| Market cap | $3.04B | $114.39M |
| 1-day change | +0.92% | +0.19% |
| YTD return | -5.18% | +15.12% |
| 1-year return | +5.89% | +15.55% |
| 5-year return | +0.64% | +9.08% |
| P/E ratio (TTM) | 11.72 | 17.82 |
| Forward P/E | 9.56 | 14.45 |
| EPS (TTM) | $3.64 | $1.03 |
| Dividend yield | 3.00% | 3.05% |
| Annual dividend | $1.28 | $0.56 |
| Revenue (latest FY) | $21.73M | — |
| Revenue growth (YoY) | +7.45% | — |
| Net income (latest FY) | $268.35M | — |
| Net margin | 1234.83% | — |
| 52-week high | $52.11 | $18.99 |
| 52-week low | $35.10 | $14.95 |
| Distance from 52-week high | -18.15% | -3.37% |
| Analyst consensus | hold | — |
| Avg. price target upside | +14.47% | — |
| Average volume | 890.49K | 13.15K |
| Shares outstanding | 71.23M | 6.23M |
| Employees | 1,785 | — |
| Sector | Finance | Finance |
| Industry | Savings Institutions | Savings Institutions |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- BankUnited is about 26.6 times larger than Provident Financial by market value ($3.04B vs $114.39M).
- Provident Financial trades at a higher earnings multiple (17.8x vs 11.7x trailing P/E).
About BankUnited
BKU stock →BankUnited, Inc. operates as the bank holding company for BankUnited, a national banking association that provides a range of banking services in the United States.
Finance · Savings Institutions · 1,785 employees
BKU vs PROV FAQ
Which is bigger, BankUnited or Provident Financial?
BankUnited (BKU) is larger, with a market capitalization of $3.04B compared with $114.39M for Provident Financial (PROV).
Which stock has performed better over the past year, BKU or PROV?
PROV returned +15.55% over the past 12 months, compared with +5.89% for BKU (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, BKU or PROV?
BKU has the lower trailing P/E at 11.7, versus 17.8 for PROV. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, BankUnited or Provident Financial?
Provident Financial has the higher yield at 3.05%, compared with 3.00% for BankUnited.
Are BankUnited and Provident Financial in the same industry?
Yes. Both are classified in the Savings Institutions industry within the Finance sector.