BankUnited (BKU) vs Capitol Federal Financial (CFFN)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Capitol Federal Financial (CFFN) has outperformed BankUnited (BKU) over the past year, gaining 34.4% versus a gain of 6.5%. Over five years, BKU leads with a +0.6% price change compared with -28.5% for CFFN. BankUnited is the larger company by market cap ($3.04 billion vs $1.04 billion), about 2.9 times the size.
On valuation, BankUnited trades at a lower forward P/E (9.6x vs 10.9x for Capitol Federal Financial). Capitol Federal Financial offers the higher dividend yield (4.01% vs 3.00%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | BKU | CFFN |
|---|---|---|
| Share price | $42.61 | $8.47 |
| Market cap | $3.04B | $1.04B |
| 1-day change | +0.83% | +0.59% |
| YTD return | -4.40% | +24.38% |
| 1-year return | +6.47% | +34.44% |
| 5-year return | +0.64% | -28.52% |
| P/E ratio (TTM) | 11.71 | 13.03 |
| Forward P/E | 9.59 | 10.93 |
| EPS (TTM) | $3.64 | $0.65 |
| Dividend yield | 3.00% | 4.01% |
| Annual dividend | $1.28 | $0.34 |
| Revenue (latest FY) | $21.73M | — |
| Revenue growth (YoY) | +7.45% | — |
| Net income (latest FY) | $268.35M | — |
| Net margin | 1234.83% | — |
| 52-week high | $52.11 | $9.26 |
| 52-week low | $35.10 | $5.97 |
| Distance from 52-week high | -18.23% | -8.53% |
| Analyst consensus | hold | none |
| Avg. price target upside | +14.57% | +12.16% |
| Average volume | 894.96K | 903.26K |
| Shares outstanding | 71.23M | 123.37M |
| Employees | 1,785 | 604 |
| Sector | Finance | Finance |
| Industry | Savings Institutions | Savings Institutions |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- BankUnited is about 2.9 times larger than Capitol Federal Financial by market value ($3.04B vs $1.04B).
- CFFN has outperformed BKU by 28.0 percentage points over the past year.
- Capitol Federal Financial offers a meaningfully higher dividend yield (4.01% vs 3.00%).
About BankUnited
BKU stock →BankUnited, Inc. operates as the bank holding company for BankUnited, a national banking association that provides a range of banking services in the United States.
Finance · Savings Institutions · 1,785 employees
About Capitol Federal Financial
CFFN stock →Capitol Federal Financial, Inc. operates as the holding company for Capitol Federal Savings Bank that provides various retail banking products and services in the United States.
Finance · Savings Institutions · 604 employees
BKU vs CFFN FAQ
Which is bigger, BankUnited or Capitol Federal Financial?
BankUnited (BKU) is larger, with a market capitalization of $3.04B compared with $1.04B for Capitol Federal Financial (CFFN).
Which stock has performed better over the past year, BKU or CFFN?
CFFN returned +34.44% over the past 12 months, compared with +6.47% for BKU (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, BKU or CFFN?
BKU has the lower trailing P/E at 11.7, versus 13.0 for CFFN. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, BankUnited or Capitol Federal Financial?
Capitol Federal Financial has the higher yield at 4.01%, compared with 3.00% for BankUnited.
Are BankUnited and Capitol Federal Financial in the same industry?
Yes. Both are classified in the Savings Institutions industry within the Finance sector.