BankUnited (BKU) vs TFS Financial (TFSL)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
TFS Financial (TFSL) has outperformed BankUnited (BKU) over the past year, gaining 18.8% versus a gain of 5.9%. Over five years, BKU leads with a +0.6% price change compared with -19.9% for TFSL. TFS Financial is the larger company by market cap ($4.51 billion vs $2.99 billion), about 1.5 times the size, while BankUnited is growing revenue faster (+7.4% vs +6.0%).
On valuation, BankUnited trades at a lower forward P/E (9.4x vs 41.2x for TFS Financial). TFS Financial offers the higher dividend yield (7.03% vs 3.05%). BankUnited converts more of its revenue into profit, with a net margin of 1234.8% versus 28.3%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | BKU | TFSL |
|---|---|---|
| Share price | $42.03 | $16.08 |
| Market cap | $2.99B | $4.51B |
| 1-day change | -0.50% | -0.25% |
| YTD return | -5.18% | +20.48% |
| 1-year return | +5.89% | +18.79% |
| 5-year return | +0.64% | -19.88% |
| P/E ratio (TTM) | 11.55 | 44.67 |
| Forward P/E | 9.42 | 41.23 |
| EPS (TTM) | $3.64 | $0.36 |
| Dividend yield | 3.05% | 7.03% |
| Annual dividend | $1.28 | $1.13 |
| Revenue (latest FY) | $21.73M | $321.47M |
| Revenue growth (YoY) | +7.45% | +6.04% |
| Net income (latest FY) | $268.35M | $90.96M |
| Net margin | 1234.83% | 28.29% |
| 52-week high | $52.11 | $19.49 |
| 52-week low | $35.10 | $12.54 |
| Distance from 52-week high | -19.34% | -17.50% |
| Analyst consensus | hold | hold |
| Avg. price target upside | +16.16% | +13.50% |
| Average volume | 890.49K | 832.33K |
| Shares outstanding | 71.23M | 280.44M |
| Employees | 1,785 | 958 |
| Sector | Finance | Finance |
| Industry | Savings Institutions | Savings Institutions |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- TFSL has outperformed BKU by 12.9 percentage points over the past year.
- TFS Financial trades at a higher earnings multiple (44.7x vs 11.5x trailing P/E).
- TFS Financial offers a meaningfully higher dividend yield (7.03% vs 3.05%).
- BankUnited is more profitable, keeping 1234.8 cents of every revenue dollar as net income versus 28.3 cents for TFS Financial.
About BankUnited
BKU stock →BankUnited, Inc. operates as the bank holding company for BankUnited, a national banking association that provides a range of banking services in the United States.
Finance · Savings Institutions · 1,785 employees
About TFS Financial
TFSL stock →TFS Financial Corporation, through its subsidiaries, provides retail consumer banking services in the United States. The company offers deposit products, including savings, money market, checking, individual retirement, and other qualified plan accounts, as well as certificates of deposit.
Finance · Savings Institutions · 958 employees
BKU vs TFSL FAQ
Which is bigger, BankUnited or TFS Financial?
TFS Financial (TFSL) is larger, with a market capitalization of $4.51B compared with $2.99B for BankUnited (BKU).
Which stock has performed better over the past year, BKU or TFSL?
TFSL returned +18.79% over the past 12 months, compared with +5.89% for BKU (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, BKU or TFSL?
BKU has the lower trailing P/E at 11.5, versus 44.7 for TFSL. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, BankUnited or TFS Financial?
TFS Financial has the higher yield at 7.03%, compared with 3.05% for BankUnited.
Are BankUnited and TFS Financial in the same industry?
Yes. Both are classified in the Savings Institutions industry within the Finance sector.