BankUnited (BKU) vs Seacoast Banking of Florida (SBCF)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
BankUnited (BKU) has outperformed Seacoast Banking of Florida (SBCF) over the past year, gaining 5.9% versus a gain of 0.5%. Over five years, BKU leads with a +0.6% price change compared with -12.0% for SBCF. Seacoast Banking of Florida is the larger company by market cap ($3.09 billion vs $3.01 billion), about 1.0 times the size.
On valuation, BankUnited trades at a lower forward P/E (9.5x vs 11.5x for Seacoast Banking of Florida). BankUnited offers the higher dividend yield (3.03% vs 2.35%). BankUnited converts more of its revenue into profit, with a net margin of 1234.8% versus 22.2%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | BKU | SBCF |
|---|---|---|
| Share price | $42.26 | $31.87 |
| Market cap | $3.01B | $3.09B |
| 1-day change | -1.49% | -1.70% |
| YTD return | -5.18% | +1.43% |
| 1-year return | +5.89% | +0.47% |
| 5-year return | +0.64% | -11.99% |
| P/E ratio (TTM) | 11.77 | 20.56 |
| Forward P/E | 9.48 | 11.51 |
| EPS (TTM) | $3.59 | $1.55 |
| Dividend yield | 3.03% | 2.35% |
| Annual dividend | $1.28 | $0.75 |
| Revenue (latest FY) | $21.73M | $652.63M |
| Revenue growth (YoY) | +7.45% | +26.63% |
| Net income (latest FY) | $268.35M | $144.88M |
| Net margin | 1234.83% | 22.20% |
| 52-week high | $52.11 | $36.27 |
| 52-week low | $35.10 | $28.58 |
| Distance from 52-week high | -18.90% | -12.13% |
| Analyst consensus | hold | hold |
| Avg. price target upside | +15.52% | +16.22% |
| Average volume | 883.14K | 899.08K |
| Shares outstanding | 71.23M | 96.82M |
| Employees | 1,785 | 1,964 |
| Sector | Finance | Finance |
| Industry | Savings Institutions | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Seacoast Banking of Florida trades at a higher earnings multiple (20.6x vs 11.8x trailing P/E).
- BankUnited is more profitable, keeping 1234.8 cents of every revenue dollar as net income versus 22.2 cents for Seacoast Banking of Florida.
- Seacoast Banking of Florida grew revenue faster in its latest fiscal year (+26.63% vs +7.45%).
About BankUnited
BKU stock →BankUnited, Inc. operates as the bank holding company for BankUnited, a national banking association that provides a range of banking services in the United States.
Finance · Savings Institutions · 1,785 employees
About Seacoast Banking of Florida
SBCF stock →Seacoast Banking Corporation of Florida operates as the bank holding company for Seacoast National Bank that provides integrated financial services to retail and commercial customers in Florida. The company offers noninterest and interest-bearing demand deposits, money market, savings, and customer sweep accounts; time deposits; construction and land development, commercial and residential real estate, and commercial and financial loans; and consumer loans, including installment and revolving lines, as well as loans for automobiles, boats, and personal and family purposes.
Finance · Major Banks · 1,964 employees
BKU vs SBCF FAQ
Which is bigger, BankUnited or Seacoast Banking of Florida?
Seacoast Banking of Florida (SBCF) is larger, with a market capitalization of $3.09B compared with $3.01B for BankUnited (BKU).
Which stock has performed better over the past year, BKU or SBCF?
BKU returned +5.89% over the past 12 months, compared with +0.47% for SBCF (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, BKU or SBCF?
BKU has the lower trailing P/E at 11.8, versus 20.6 for SBCF. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, BankUnited or Seacoast Banking of Florida?
BankUnited has the higher yield at 3.03%, compared with 2.35% for Seacoast Banking of Florida.
Are BankUnited and Seacoast Banking of Florida in the same industry?
Both are in the Finance sector, but in different industries: Savings Institutions for BankUnited and Major Banks for Seacoast Banking of Florida.