Bank of Hawaii (BOH) vs First Commonwealth Financial (FCF)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.
Summary
First Commonwealth Financial (FCF) has outperformed Bank of Hawaii (BOH) over the past year, gaining 19.8% versus a gain of 3.3%. Over five years, FCF leads with a +41.2% price change compared with -19.7% for BOH. Bank of Hawaii is the larger company by market cap ($2.64 billion vs $2.01 billion), about 1.3 times the size, while First Commonwealth Financial is growing revenue faster (+9.4% vs -0.1%).
On valuation, Bank of Hawaii trades at a lower forward P/E (10.1x vs 10.2x for First Commonwealth Financial). Bank of Hawaii offers the higher dividend yield (4.19% vs 2.77%). Bank of Hawaii converts more of its revenue into profit, with a net margin of 168.9% versus 29.1%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | BOH | FCF |
|---|---|---|
| Share price | $66.81 | $19.89 |
| Market cap | $2.64B | $2.01B |
| 1-day change | -1.33% | -0.85% |
| YTD return | -2.28% | +17.97% |
| 1-year return | +3.34% | +19.82% |
| 5-year return | -19.71% | +41.16% |
| P/E ratio (TTM) | 12.61 | 12.20 |
| Forward P/E | 10.11 | 10.17 |
| EPS (TTM) | $5.30 | $1.63 |
| Dividend yield | 4.19% | 2.77% |
| Annual dividend | $2.80 | $0.55 |
| Revenue (latest FY) | $121.92M | $522.91M |
| Revenue growth (YoY) | -0.14% | +9.37% |
| Net income (latest FY) | $205.90M | $152.30M |
| Net margin | 168.88% | 29.13% |
| 52-week high | $86.31 | $22.34 |
| 52-week low | $59.36 | $15.00 |
| Distance from 52-week high | -22.59% | -10.97% |
| Analyst consensus | hold | buy |
| Avg. price target upside | +21.49% | +21.02% |
| Average volume | 414.74K | 903.44K |
| Shares outstanding | 39.45M | 101.06M |
| Employees | 1,910 | 1,589 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- FCF has outperformed BOH by 16.5 percentage points over the past year.
- Bank of Hawaii offers a meaningfully higher dividend yield (4.19% vs 2.77%).
- Bank of Hawaii is more profitable, keeping 168.9 cents of every revenue dollar as net income versus 29.1 cents for First Commonwealth Financial.
- First Commonwealth Financial grew revenue faster in its latest fiscal year (+9.37% vs -0.14%).
About Bank of Hawaii
BOH stock →Bank of Hawaii Corporation operates as the bank holding company for Bank of Hawaii that provides various financial products and services in Hawaii, the United States Mainland, Guam, and other Pacific Islands. It operates through three segments: Consumer Banking, Commercial Banking, and Treasury and Other.
Finance · Major Banks · 1,910 employees
About First Commonwealth Financial
FCF stock →First Commonwealth Financial Corporation, a financial holding company, provides various consumer and commercial banking products and services in the United States. The company's consumer services include internet, mobile, and telephone banking; an automated teller machine network; personal checking accounts, interest-earning checking accounts, savings and health savings accounts, insured money market accounts, debit cards, investment certificates, fixed and variable rate certificates of deposit, mortgage loans, secured and unsecured installment loans, construction and real estate loans, safe deposit facilities, credit cards, credit lines with overdraft checking protection, and IRA accounts.
Finance · Major Banks · 1,589 employees
BOH vs FCF FAQ
Which is bigger, Bank of Hawaii or First Commonwealth Financial?
Bank of Hawaii (BOH) is larger, with a market capitalization of $2.64B compared with $2.01B for First Commonwealth Financial (FCF).
Which stock has performed better over the past year, BOH or FCF?
FCF returned +19.82% over the past 12 months, compared with +3.34% for BOH (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, BOH or FCF?
FCF has the lower trailing P/E at 12.2, versus 12.6 for BOH. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Bank of Hawaii or First Commonwealth Financial?
Bank of Hawaii has the higher yield at 4.19%, compared with 2.77% for First Commonwealth Financial.
Are Bank of Hawaii and First Commonwealth Financial in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.