Bank of the James Financial Group (BOTJ) vs Magyar Bancorp (MGYR)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Bank of the James Financial Group (BOTJ) has outperformed Magyar Bancorp (MGYR) over the past year, gaining 71.2% versus a gain of 11.3%. Over five years, BOTJ leads with a +85.0% price change compared with +65.3% for MGYR. Magyar Bancorp is the larger company by market cap ($123.2 million vs $123.0 million), about 1.0 times the size.
On valuation, Magyar Bancorp trades at a lower trailing P/E (10.2x vs 10.7x for Bank of the James Financial Group). Magyar Bancorp offers the higher dividend yield (1.68% vs 1.48%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | BOTJ | MGYR |
|---|---|---|
| Share price | $27.07 | $19.08 |
| Market cap | $122.99M | $123.17M |
| 1-day change | -0.33% | 0.00% |
| YTD return | +46.18% | +10.42% |
| 1-year return | +71.25% | +11.25% |
| 5-year return | +85.01% | +65.34% |
| P/E ratio (TTM) | 10.70 | 10.20 |
| EPS (TTM) | $2.53 | $1.87 |
| Dividend yield | 1.48% | 1.68% |
| Annual dividend | $0.40 | $0.32 |
| 52-week high | $29.79 | $20.00 |
| 52-week low | $14.44 | $16.03 |
| Distance from 52-week high | -9.13% | -4.60% |
| Average volume | 37.65K | 2.78K |
| Shares outstanding | 4.54M | 6.46M |
| Employees | 162 | 91 |
| Sector | Finance | Finance |
| Industry | Major Banks | Savings Institutions |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- BOTJ has outperformed MGYR by 60.0 percentage points over the past year.
About Bank of the James Financial Group
BOTJ stock →Bank of the James Financial Group, Inc. operates as the bank holding company for Bank of the James that provides general retail and commercial banking services to individuals, businesses, associations and organizations, and governmental authorities in Virginia, the United States.
Finance · Major Banks · 162 employees
About Magyar Bancorp
MGYR stock →Magyar Bancorp, Inc. operates as the holding company for Magyar Bank that provides various consumer and commercial banking services to individuals, businesses, and nonprofit organizations in New Jersey, the United States.
Finance · Savings Institutions · 91 employees
BOTJ vs MGYR FAQ
Which is bigger, Bank of the James Financial Group or Magyar Bancorp?
Magyar Bancorp (MGYR) is larger, with a market capitalization of $123.17M compared with $122.99M for Bank of the James Financial Group (BOTJ).
Which stock has performed better over the past year, BOTJ or MGYR?
BOTJ returned +71.25% over the past 12 months, compared with +11.25% for MGYR (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, BOTJ or MGYR?
MGYR has the lower trailing P/E at 10.2, versus 10.7 for BOTJ. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Bank of the James Financial Group or Magyar Bancorp?
Magyar Bancorp has the higher yield at 1.68%, compared with 1.48% for Bank of the James Financial Group.
Are Bank of the James Financial Group and Magyar Bancorp in the same industry?
Both are in the Finance sector, but in different industries: Major Banks for Bank of the James Financial Group and Savings Institutions for Magyar Bancorp.