Employers (EIG) vs Heritage Insurance (HRTG)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Heritage Insurance (HRTG) has outperformed Employers (EIG) over the past year, gaining 36.3% versus a gain of 16.4%. Over five years, HRTG leads with a +401.3% price change compared with +22.5% for EIG. Heritage Insurance is the larger company by market cap ($1.03 billion vs $883.7 million), about 1.2 times the size.
On valuation, Heritage Insurance trades at a lower forward P/E (6.7x vs 19.3x for Employers). Employers pays a dividend yielding 2.64%, while Heritage Insurance does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | EIG | HRTG |
|---|---|---|
| Share price | $49.20 | $34.79 |
| Market cap | $883.66M | $1.03B |
| 1-day change | +0.04% | +0.70% |
| YTD return | +13.92% | +18.05% |
| 1-year return | +16.37% | +36.25% |
| 5-year return | +22.49% | +401.31% |
| P/E ratio (TTM) | 65.60 | 4.96 |
| Forward P/E | 19.29 | 6.71 |
| EPS (TTM) | $0.75 | $7.01 |
| Dividend yield | 2.64% | 0.00% |
| Annual dividend | $1.30 | $0.00 |
| 52-week high | $52.59 | $36.50 |
| 52-week low | $35.73 | $20.48 |
| Distance from 52-week high | -6.45% | -4.68% |
| Analyst consensus | none | buy |
| Avg. price target upside | +9.76% | +12.10% |
| Average volume | 174.48K | 292.26K |
| Shares outstanding | 17.96M | 29.73M |
| Employees | 623 | 542 |
| Sector | Finance | Finance |
| Industry | Property-Casualty Insurers | Property-Casualty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- HRTG has outperformed EIG by 19.9 percentage points over the past year.
- Employers trades at a higher earnings multiple (65.6x vs 5.0x trailing P/E).
- Employers offers a meaningfully higher dividend yield (2.64% vs 0.00%).
About Employers
EIG stock →Employers Holdings, Inc., through its subsidiaries, provides workers' compensation insurance and services in the United States. The company offers insurance to small businesses in low to medium hazard industries.
Finance · Property-Casualty Insurers · 623 employees
About Heritage Insurance
HRTG stock →Heritage Insurance Holdings, Inc., through its subsidiaries, provides personal and commercial residential insurance products. It offers personal residential insurance in Alabama, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Maryland, Massachusetts, Mississippi, New Jersey, New York, North Carolina, Rhode Island, South Carolina, and Virginia; and commercial residential property insurance in Florida, Hawaii, New Jersey, and New York.
Finance · Property-Casualty Insurers · 542 employees
EIG vs HRTG FAQ
Which is bigger, Employers or Heritage Insurance?
Heritage Insurance (HRTG) is larger, with a market capitalization of $1.03B compared with $883.66M for Employers (EIG).
Which stock has performed better over the past year, EIG or HRTG?
HRTG returned +36.25% over the past 12 months, compared with +16.37% for EIG (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, EIG or HRTG?
HRTG has the lower trailing P/E at 5.0, versus 65.6 for EIG. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Employers or Heritage Insurance?
Employers pays a dividend yielding 2.64%, while Heritage Insurance does not currently pay a regular dividend.
Are Employers and Heritage Insurance in the same industry?
Yes. Both are classified in the Property-Casualty Insurers industry within the Finance sector.