Hippo (HIPO) vs Heritage Insurance (HRTG)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Heritage Insurance (HRTG) has outperformed Hippo (HIPO) over the past year, gaining 35.9% versus a loss of 6.7%. Over five years, HRTG leads with a +411.3% price change compared with -68.6% for HIPO. Heritage Insurance is the larger company by market cap ($1.04 billion vs $896.4 million), about 1.2 times the size.
On valuation, Heritage Insurance trades at a lower forward P/E (6.7x vs 9.7x for Hippo).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | HIPO | HRTG |
|---|---|---|
| Share price | $33.97 | $34.83 |
| Market cap | $896.45M | $1.04B |
| 1-day change | -0.70% | -1.14% |
| YTD return | +13.73% | +20.40% |
| 1-year return | -6.66% | +35.87% |
| 5-year return | -68.61% | +411.32% |
| P/E ratio (TTM) | 7.27 | 4.97 |
| Forward P/E | 9.66 | 6.72 |
| EPS (TTM) | $4.67 | $7.01 |
| Dividend yield | 0.00% | 0.00% |
| Annual dividend | $0.00 | $0.00 |
| 52-week high | $38.73 | $36.50 |
| 52-week low | $24.08 | $20.48 |
| Distance from 52-week high | -12.28% | -4.58% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +20.34% | +11.97% |
| Average volume | 176.44K | 293.51K |
| Shares outstanding | 26.39M | 29.73M |
| Employees | 540 | 542 |
| Sector | Finance | Finance |
| Industry | Property-Casualty Insurers | Property-Casualty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- HRTG has outperformed HIPO by 42.5 percentage points over the past year.
- Hippo trades at a higher earnings multiple (7.3x vs 5.0x trailing P/E).
About Hippo
HIPO stock →Hippo Holdings Inc., together with its subsidiaries, provides property and casualty insurance products to individuals and business customers primarily in the United States. The company provides a multi-carrier platform through owned and partner managing general agents (MGAs), serving as a licensed insurance carrier for MGAs and providing admitted and non-admitted (excess and surplus) paper, regulatory licenses, and reinsurance across multiple lines of business.
Finance · Property-Casualty Insurers · 540 employees
About Heritage Insurance
HRTG stock →Heritage Insurance Holdings, Inc., through its subsidiaries, provides personal and commercial residential insurance products. It offers personal residential insurance in Alabama, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Maryland, Massachusetts, Mississippi, New Jersey, New York, North Carolina, Rhode Island, South Carolina, and Virginia; and commercial residential property insurance in Florida, Hawaii, New Jersey, and New York.
Finance · Property-Casualty Insurers · 542 employees
HIPO vs HRTG FAQ
Which is bigger, Hippo or Heritage Insurance?
Heritage Insurance (HRTG) is larger, with a market capitalization of $1.04B compared with $896.45M for Hippo (HIPO).
Which stock has performed better over the past year, HIPO or HRTG?
HRTG returned +35.87% over the past 12 months, compared with -6.66% for HIPO (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, HIPO or HRTG?
HRTG has the lower trailing P/E at 5.0, versus 7.3 for HIPO. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Are Hippo and Heritage Insurance in the same industry?
Yes. Both are classified in the Property-Casualty Insurers industry within the Finance sector.