BV Financial (BVFL) vs Waterstone Financial (WSBF)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
BV Financial (BVFL) has outperformed Waterstone Financial (WSBF) over the past year, gaining 41.9% versus a gain of 28.4%. Over five years, BVFL leads with a +67.6% price change compared with -3.8% for WSBF. Waterstone Financial is the larger company by market cap ($350.0 million vs $184.2 million), about 1.9 times the size.
On valuation, Waterstone Financial trades at a lower trailing P/E (11.3x vs 14.4x for BV Financial). Waterstone Financial pays a dividend yielding 3.29%, while BV Financial does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | BVFL | WSBF |
|---|---|---|
| Share price | $21.75 | $19.47 |
| Market cap | $184.24M | $350.01M |
| 1-day change | -0.50% | +0.05% |
| YTD return | +20.51% | +18.61% |
| 1-year return | +41.86% | +28.38% |
| 5-year return | +67.58% | -3.82% |
| P/E ratio (TTM) | 14.40 | 11.25 |
| Forward P/E | — | 19.28 |
| EPS (TTM) | $1.51 | $1.73 |
| Dividend yield | 0.00% | 3.29% |
| Annual dividend | $0.00 | $0.64 |
| 52-week high | $22.17 | $21.66 |
| 52-week low | $14.60 | $14.52 |
| Distance from 52-week high | -1.89% | -10.11% |
| Average volume | 16.23K | 75.87K |
| Shares outstanding | 8.47M | 17.98M |
| Employees | 99 | 593 |
| Sector | Finance | Finance |
| Industry | Savings Institutions | Savings Institutions |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- BVFL has outperformed WSBF by 13.5 percentage points over the past year.
- BV Financial trades at a higher earnings multiple (14.4x vs 11.3x trailing P/E).
- Waterstone Financial offers a meaningfully higher dividend yield (3.29% vs 0.00%).
About BV Financial
BVFL stock →BV Financial, Inc. operates as the holding company for BayVanguard Bank that provides various financial services to individuals and businesses in the United States.
Finance · Savings Institutions · 99 employees
About Waterstone Financial
WSBF stock →Waterstone Financial, Inc. operates as a bank holding company for WaterStone Bank SSB that provides various financial services to customers in southeastern Wisconsin, the United States.
Finance · Savings Institutions · 593 employees
BVFL vs WSBF FAQ
Which is bigger, BV Financial or Waterstone Financial?
Waterstone Financial (WSBF) is larger, with a market capitalization of $350.01M compared with $184.24M for BV Financial (BVFL).
Which stock has performed better over the past year, BVFL or WSBF?
BVFL returned +41.86% over the past 12 months, compared with +28.38% for WSBF (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, BVFL or WSBF?
WSBF has the lower trailing P/E at 11.3, versus 14.4 for BVFL. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, BV Financial or Waterstone Financial?
Waterstone Financial pays a dividend yielding 3.29%, while BV Financial does not currently pay a regular dividend.
Are BV Financial and Waterstone Financial in the same industry?
Yes. Both are classified in the Savings Institutions industry within the Finance sector.