Capital Bancorp (CBNK) vs Peoples Financial Services (PFIS)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Peoples Financial Services (PFIS) has outperformed Capital Bancorp (CBNK) over the past year, gaining 45.9% versus a gain of 29.3%. Over five years, CBNK leads with a +60.5% price change compared with +51.0% for PFIS. Peoples Financial Services is the larger company by market cap ($671.2 million vs $629.7 million), about 1.1 times the size.
On valuation, Peoples Financial Services trades at a lower forward P/E (9.3x vs 10.0x for Capital Bancorp). Peoples Financial Services offers the higher dividend yield (3.71% vs 1.24%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CBNK | PFIS |
|---|---|---|
| Share price | $38.64 | $67.06 |
| Market cap | $629.68M | $671.25M |
| 1-day change | -1.25% | -2.91% |
| YTD return | +38.91% | +41.79% |
| 1-year return | +29.31% | +45.89% |
| 5-year return | +60.50% | +50.96% |
| P/E ratio (TTM) | 11.36 | 11.87 |
| Forward P/E | 10.01 | 9.31 |
| EPS (TTM) | $3.40 | $5.65 |
| Dividend yield | 1.24% | 3.71% |
| Annual dividend | $0.48 | $2.49 |
| 52-week high | $40.70 | $73.37 |
| 52-week low | $26.40 | $43.64 |
| Distance from 52-week high | -5.06% | -8.61% |
| Analyst consensus | hold | none |
| Avg. price target upside | +8.54% | +9.61% |
| Average volume | 84.12K | 55.28K |
| Shares outstanding | 16.30M | 10.01M |
| Employees | 434 | 547 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- PFIS has outperformed CBNK by 16.6 percentage points over the past year.
- Peoples Financial Services offers a meaningfully higher dividend yield (3.71% vs 1.24%).
About Capital Bancorp
CBNK stock →Capital Bancorp, Inc. operates as the bank holding company for Capital Bank, N.A., provides various banking products and services to businesses, not-for-profit associations, and entrepreneurs in the United States.
Finance · Major Banks · 434 employees
About Peoples Financial Services
PFIS stock →Peoples Financial Services Corp. operates as the bank holding company for Peoples Security Bank and Trust Company that provides commercial and retail banking services in Pennsylvania, New Jersey and New York.
Finance · Major Banks · 547 employees
CBNK vs PFIS FAQ
Which is bigger, Capital Bancorp or Peoples Financial Services?
Peoples Financial Services (PFIS) is larger, with a market capitalization of $671.25M compared with $629.68M for Capital Bancorp (CBNK).
Which stock has performed better over the past year, CBNK or PFIS?
PFIS returned +45.89% over the past 12 months, compared with +29.31% for CBNK (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CBNK or PFIS?
CBNK has the lower trailing P/E at 11.4, versus 11.9 for PFIS. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Capital Bancorp or Peoples Financial Services?
Peoples Financial Services has the higher yield at 3.71%, compared with 1.24% for Capital Bancorp.
Are Capital Bancorp and Peoples Financial Services in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.