MetaCap

CF Bankshares (CFBK) vs ECB Bancorp (ECBK)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.

Summary

CF Bankshares (CFBK) has outperformed ECB Bancorp (ECBK) over the past year, gaining 41.5% versus a gain of 34.4%. CF Bankshares is the larger company by market cap ($219.7 million vs $184.5 million), about 1.2 times the size. On valuation, CF Bankshares trades at a lower trailing P/E (11.6x vs 15.3x for ECB Bancorp).

CF Bankshares pays a dividend yielding 1.00%, while ECB Bancorp does not currently pay one.

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

CFBK+44.44%ECBK+36.88%
+55%+23%-9%
Oct 9, 20251 yearOct 8, 2026
CFBK+63.87%ECBK+48.93%
+80%+23%-33%
Jul 25, 20225 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

CFBK versus ECBK key metrics
MetricCFBKECBK
Share price$33.84$21.12
Market cap$219.70M$184.54M
1-day change-1.80%+1.44%
YTD return+35.63%+19.72%
1-year return+41.47%+34.41%
5-year return+72.21%—
P/E ratio (TTM)11.6315.30
Forward P/E8.06—
EPS (TTM)$2.91$1.38
Dividend yield1.00%0.00%
Annual dividend$0.34$0.00
52-week high$38.11$21.78
52-week low$22.10$14.83
Distance from 52-week high-11.20%-3.03%
Analyst consensusnone—
Avg. price target upside+18.20%—
Average volume48.90K9.10K
Shares outstanding6.42M8.74M
Employees9864
SectorFinancial ServicesFinancial Services
IndustryBanks - RegionalBanks - Regional

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • ECB Bancorp trades at a higher earnings multiple (15.3x vs 11.6x trailing P/E).
  • CF Bankshares offers a meaningfully higher dividend yield (1.00% vs 0.00%).

About CF Bankshares

CFBK stock →

CF Bankshares Inc. operates as the bank holding company for CFBank, National Association that provides various banking products and services.

Financial Services · Banks - Regional · 98 employees

About ECB Bancorp

ECBK stock →

ECB Bancorp, Inc. operating as a holding company for Everett Co-operative Bank that provides various banking products and services.

Financial Services · Banks - Regional · 64 employees

CFBK vs ECBK FAQ

Which is bigger, CF Bankshares or ECB Bancorp?

CF Bankshares (CFBK) is larger, with a market capitalization of $219.70M compared with $184.54M for ECB Bancorp (ECBK).

Which stock has performed better over the past year, CFBK or ECBK?

CFBK returned +41.47% over the past 12 months, compared with +34.41% for ECBK (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, CFBK or ECBK?

CFBK has the lower trailing P/E at 11.6, versus 15.3 for ECBK. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, CF Bankshares or ECB Bancorp?

CF Bankshares pays a dividend yielding 1.00%, while ECB Bancorp does not currently pay a regular dividend.

Are CF Bankshares and ECB Bancorp in the same industry?

Yes. Both are classified in the Banks - Regional industry within the Financial Services sector.

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