Cincinnati Financial (CINF) vs Progressive (PGR)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 7, 2026.
Summary
Cincinnati Financial (CINF) has outperformed Progressive (PGR) over the past year, losing 2.5% versus a loss of 11.8%. Over five years, PGR leads with a +134.7% price change compared with +35.9% for CINF. Progressive is the larger company by market cap ($124.28 billion vs $24.80 billion), about 5.0 times the size.
On valuation, Progressive trades at a lower forward P/E (13.1x vs 17.8x for Cincinnati Financial). Cincinnati Financial offers the higher dividend yield (2.24% vs 0.19%). Cincinnati Financial converts more of its revenue into profit, with a net margin of 18.9% versus 12.9%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CINF | PGR |
|---|---|---|
| Share price | $161.61 | $214.12 |
| Market cap | $24.80B | $124.28B |
| 1-day change | -0.90% | +0.98% |
| YTD return | -1.05% | -5.58% |
| 1-year return | -2.46% | -11.84% |
| 5-year return | +35.88% | +134.65% |
| P/E ratio (TTM) | 7.63 | 10.74 |
| Forward P/E | 17.84 | 13.08 |
| EPS (TTM) | $21.18 | $19.94 |
| Dividend yield | 2.24% | 0.19% |
| Annual dividend | $3.62 | $0.40 |
| Revenue (latest FY) | $12.63B | $87.67B |
| Revenue growth (YoY) | +11.41% | +16.32% |
| Net income (latest FY) | $2.39B | $11.31B |
| Net margin | 18.95% | 12.90% |
| 52-week high | $194.81 | $245.64 |
| 52-week low | $150.00 | $189.20 |
| Distance from 52-week high | -17.04% | -12.83% |
| Analyst consensus | buy | hold |
| Avg. price target upside | +18.19% | +8.73% |
| Average volume | 691.66K | 2.67M |
| Shares outstanding | 153.48M | 580.40M |
| Employees | 5,705 | 70,053 |
| Sector | Finance | Finance |
| Industry | Property-Casualty Insurers | Property-Casualty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Progressive is about 5.0 times larger than Cincinnati Financial by market value ($124.28B vs $24.80B).
- Progressive trades at a higher earnings multiple (10.7x vs 7.6x trailing P/E).
- Cincinnati Financial offers a meaningfully higher dividend yield (2.24% vs 0.19%).
- Cincinnati Financial is more profitable, keeping 18.9 cents of every revenue dollar as net income versus 12.9 cents for Progressive.
About Cincinnati Financial
CINF stock →Cincinnati Financial Corporation provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments.
Finance · Property-Casualty Insurers · 5,705 employees
About Progressive
PGR stock →The Progressive Corporation operates as an insurance company in the United States. It writes insurance for personal autos and special lines products, including motorcycles, RVs, and watercraft; and personal residential property insurance for homeowners and renters.
Finance · Property-Casualty Insurers · 70,053 employees
CINF vs PGR FAQ
Which is bigger, Cincinnati Financial or Progressive?
Progressive (PGR) is larger, with a market capitalization of $124.28B compared with $24.80B for Cincinnati Financial (CINF).
Which stock has performed better over the past year, CINF or PGR?
CINF returned -2.46% over the past 12 months, compared with -11.84% for PGR (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CINF or PGR?
CINF has the lower trailing P/E at 7.6, versus 10.7 for PGR. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Cincinnati Financial or Progressive?
Cincinnati Financial has the higher yield at 2.24%, compared with 0.19% for Progressive.
Are Cincinnati Financial and Progressive in the same industry?
Yes. Both are classified in the Property-Casualty Insurers industry within the Finance sector.