Cincinnati Financial (CINF) vs RenaissanceRe (RNR)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
RenaissanceRe (RNR) has outperformed Cincinnati Financial (CINF) over the past year, gaining 21.0% versus a loss of 2.5%. Over five years, RNR leads with a +118.4% price change compared with +35.9% for CINF. Cincinnati Financial is the larger company by market cap ($25.36 billion vs $13.77 billion), about 1.8 times the size.
On valuation, RenaissanceRe trades at a lower forward P/E (8.1x vs 18.2x for Cincinnati Financial). Cincinnati Financial offers the higher dividend yield (2.19% vs 0.49%). RenaissanceRe converts more of its revenue into profit, with a net margin of 20.9% versus 18.9%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CINF | RNR |
|---|---|---|
| Share price | $165.25 | $331.34 |
| Market cap | $25.36B | $13.77B |
| 1-day change | +2.25% | +2.57% |
| YTD return | -1.05% | +14.89% |
| 1-year return | -2.46% | +20.97% |
| 5-year return | +35.88% | +118.38% |
| P/E ratio (TTM) | 7.80 | 5.72 |
| Forward P/E | 18.24 | 8.06 |
| EPS (TTM) | $21.18 | $57.91 |
| Dividend yield | 2.19% | 0.49% |
| Annual dividend | $3.62 | $1.62 |
| Revenue (latest FY) | $12.63B | $12.85B |
| Revenue growth (YoY) | +11.41% | +9.86% |
| Net income (latest FY) | $2.39B | $2.68B |
| Net margin | 18.95% | 20.88% |
| 52-week high | $194.81 | $340.24 |
| 52-week low | $150.00 | $231.17 |
| Distance from 52-week high | -15.17% | -2.62% |
| Analyst consensus | buy | hold |
| Avg. price target upside | +15.58% | +4.84% |
| Average volume | 684.62K | 311.21K |
| Shares outstanding | 153.48M | 41.55M |
| Employees | 5,705 | 1,040 |
| Sector | Finance | Finance |
| Industry | Property-Casualty Insurers | Property-Casualty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- RNR has outperformed CINF by 23.4 percentage points over the past year.
- Cincinnati Financial trades at a higher earnings multiple (7.8x vs 5.7x trailing P/E).
- Cincinnati Financial offers a meaningfully higher dividend yield (2.19% vs 0.49%).
About Cincinnati Financial
CINF stock →Cincinnati Financial Corporation provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments.
Finance · Property-Casualty Insurers · 5,705 employees
About RenaissanceRe
RNR stock →RenaissanceRe Holdings Ltd., together with its subsidiaries, provides reinsurance and insurance products in the United States and internationally. The company operates through Property, and Casualty and Specialty segments.
Finance · Property-Casualty Insurers · 1,040 employees
CINF vs RNR FAQ
Which is bigger, Cincinnati Financial or RenaissanceRe?
Cincinnati Financial (CINF) is larger, with a market capitalization of $25.36B compared with $13.77B for RenaissanceRe (RNR).
Which stock has performed better over the past year, CINF or RNR?
RNR returned +20.97% over the past 12 months, compared with -2.46% for CINF (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CINF or RNR?
RNR has the lower trailing P/E at 5.7, versus 7.8 for CINF. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Cincinnati Financial or RenaissanceRe?
Cincinnati Financial has the higher yield at 2.19%, compared with 0.49% for RenaissanceRe.
Are Cincinnati Financial and RenaissanceRe in the same industry?
Yes. Both are classified in the Property-Casualty Insurers industry within the Finance sector.