Cincinnati Financial (CINF) vs Travelers Companies (TRV)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Travelers Companies (TRV) has outperformed Cincinnati Financial (CINF) over the past year, gaining 26.5% versus a loss of 2.5%. Over five years, TRV leads with a +131.7% price change compared with +35.9% for CINF. Travelers Companies is the larger company by market cap ($77.31 billion vs $25.27 billion), about 3.1 times the size, while Cincinnati Financial is growing revenue faster (+11.4% vs +5.2%).
On valuation, Travelers Companies trades at a lower forward P/E (12.2x vs 18.2x for Cincinnati Financial). Cincinnati Financial offers the higher dividend yield (2.20% vs 1.23%). Cincinnati Financial converts more of its revenue into profit, with a net margin of 18.9% versus 12.9%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CINF | TRV |
|---|---|---|
| Share price | $164.67 | $370.67 |
| Market cap | $25.27B | $77.31B |
| 1-day change | +1.89% | +2.79% |
| YTD return | -1.05% | +24.32% |
| 1-year return | -2.46% | +26.54% |
| 5-year return | +35.88% | +131.69% |
| P/E ratio (TTM) | 7.77 | 9.96 |
| Forward P/E | 18.18 | 12.18 |
| EPS (TTM) | $21.18 | $37.23 |
| Dividend yield | 2.20% | 1.23% |
| Annual dividend | $3.62 | $4.55 |
| Revenue (latest FY) | $12.63B | $48.83B |
| Revenue growth (YoY) | +11.41% | +5.18% |
| Net income (latest FY) | $2.39B | $6.29B |
| Net margin | 18.95% | 12.88% |
| 52-week high | $194.81 | $398.70 |
| 52-week low | $150.00 | $252.26 |
| Distance from 52-week high | -15.47% | -7.03% |
| Analyst consensus | buy | hold |
| Avg. price target upside | +15.99% | -2.83% |
| Average volume | 684.62K | 1.67M |
| Shares outstanding | 153.48M | 208.58M |
| Employees | 5,705 | 34,000 |
| Sector | Finance | Finance |
| Industry | Property-Casualty Insurers | Property-Casualty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Travelers Companies is about 3.1 times larger than Cincinnati Financial by market value ($77.31B vs $25.27B).
- TRV has outperformed CINF by 29.0 percentage points over the past year.
- Travelers Companies trades at a higher earnings multiple (10.0x vs 7.8x trailing P/E).
- Cincinnati Financial is more profitable, keeping 18.9 cents of every revenue dollar as net income versus 12.9 cents for Travelers Companies.
- Cincinnati Financial grew revenue faster in its latest fiscal year (+11.41% vs +5.18%).
About Cincinnati Financial
CINF stock →Cincinnati Financial Corporation provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments.
Finance · Property-Casualty Insurers · 5,705 employees
About Travelers Companies
TRV stock →The Travelers Companies, Inc., through its subsidiaries, provides a range of commercial and personal property, and casualty insurance products and services to businesses, government units, associations, and individuals in the United States, Canada, and internationally. It operates through three segments: Business Insurance, Bond & Specialty Insurance, and Personal Insurance.
Finance · Property-Casualty Insurers · 34,000 employees
CINF vs TRV FAQ
Which is bigger, Cincinnati Financial or Travelers Companies?
Travelers Companies (TRV) is larger, with a market capitalization of $77.31B compared with $25.27B for Cincinnati Financial (CINF).
Which stock has performed better over the past year, CINF or TRV?
TRV returned +26.54% over the past 12 months, compared with -2.46% for CINF (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CINF or TRV?
CINF has the lower trailing P/E at 7.8, versus 10.0 for TRV. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Cincinnati Financial or Travelers Companies?
Cincinnati Financial has the higher yield at 2.20%, compared with 1.23% for Travelers Companies.
Are Cincinnati Financial and Travelers Companies in the same industry?
Yes. Both are classified in the Property-Casualty Insurers industry within the Finance sector.