MetaCap

Civista Bancshares (CIVB) vs Private Bancorp of America (PBAM)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.

Summary

Private Bancorp of America (PBAM) has outperformed Civista Bancshares (CIVB) over the past year, gaining 43.3% versus a gain of 29.8%. Over five years, PBAM leads with a +243.9% price change compared with +6.5% for CIVB. Civista Bancshares is the larger company by market cap ($550.0 million vs $492.0 million), about 1.1 times the size.

On valuation, Civista Bancshares trades at a lower forward P/E (9.1x vs 9.8x for Private Bancorp of America). Civista Bancshares pays a dividend yielding 2.65%, while Private Bancorp of America does not currently pay one.

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

CIVB+29.77%PBAM+43.34%
+56%+23%-11%
Oct 8, 20251 yearOct 8, 2026
CIVB+7.76%PBAM+245.17%
+283%+111%-60%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

CIVB versus PBAM key metrics
MetricCIVBPBAM
Share price$26.45$85.93
Market cap$550.01M$492.01M
1-day change-1.82%+0.59%
YTD return+21.24%+48.50%
1-year return+29.77%+43.34%
5-year return+6.48%+243.92%
P/E ratio (TTM)9.8311.16
Forward P/E9.079.84
EPS (TTM)$2.69$7.70
Dividend yield2.65%0.00%
Annual dividend$0.70$0.00
52-week high$29.97$92.09
52-week low$19.82$54.45
Distance from 52-week high-11.75%-6.69%
Analyst consensusbuystrong_buy
Avg. price target upside+16.90%+12.30%
Average volume139.88K73.46K
Shares outstanding20.79M5.73M
Employees548—
SectorFinanceFinance
IndustryMajor BanksMajor Banks

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • PBAM has outperformed CIVB by 13.6 percentage points over the past year.
  • Civista Bancshares offers a meaningfully higher dividend yield (2.65% vs 0.00%).

About Civista Bancshares

CIVB stock →

Civista Bancshares, Inc. operates as the financial holding company for Civista Bank that provides banking services in the United States.

Finance · Major Banks · 548 employees

About Private Bancorp of America

PBAM stock →

Private Bancorp of America, Inc. operates as the bank holding company for CalPrivate Bank that provides banking products and services to individuals and businesses in California.

Finance · Major Banks

CIVB vs PBAM FAQ

Which is bigger, Civista Bancshares or Private Bancorp of America?

Civista Bancshares (CIVB) is larger, with a market capitalization of $550.01M compared with $492.01M for Private Bancorp of America (PBAM).

Which stock has performed better over the past year, CIVB or PBAM?

PBAM returned +43.34% over the past 12 months, compared with +29.77% for CIVB (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, CIVB or PBAM?

CIVB has the lower trailing P/E at 9.8, versus 11.2 for PBAM. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, Civista Bancshares or Private Bancorp of America?

Civista Bancshares pays a dividend yielding 2.65%, while Private Bancorp of America does not currently pay a regular dividend.

Are Civista Bancshares and Private Bancorp of America in the same industry?

Yes. Both are classified in the Major Banks industry within the Finance sector.

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