Eastern Bankshares (EBC) vs TFS Financial (TFSL)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 7, 2026.
Summary
TFS Financial (TFSL) has outperformed Eastern Bankshares (EBC) over the past year, gaining 18.8% versus a gain of 11.4%. Over five years, EBC leads with a -0.9% price change compared with -19.9% for TFSL. Eastern Bankshares is the larger company by market cap ($4.77 billion vs $4.52 billion), about 1.1 times the size.
On valuation, Eastern Bankshares trades at a lower forward P/E (9.8x vs 41.3x for TFS Financial). TFS Financial offers the higher dividend yield (7.01% vs 2.59%). Eastern Bankshares converts more of its revenue into profit, with a net margin of 65.8% versus 28.3%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | EBC | TFSL |
|---|---|---|
| Share price | $20.86 | $16.12 |
| Market cap | $4.77B | $4.52B |
| 1-day change | -1.60% | -2.72% |
| YTD return | +13.19% | +20.48% |
| 1-year return | +11.37% | +18.79% |
| 5-year return | -0.90% | -19.88% |
| P/E ratio (TTM) | 11.65 | 44.78 |
| Forward P/E | 9.75 | 41.33 |
| EPS (TTM) | $1.79 | $0.36 |
| Dividend yield | 2.59% | 7.01% |
| Annual dividend | $0.54 | $1.13 |
| Revenue (latest FY) | $134.09M | $321.47M |
| Revenue growth (YoY) | +19.07% | +6.04% |
| Net income (latest FY) | $88.22M | $90.96M |
| Net margin | 65.79% | 28.29% |
| 52-week high | $23.78 | $19.49 |
| 52-week low | $16.62 | $12.54 |
| Distance from 52-week high | -12.26% | -17.29% |
| Analyst consensus | buy | hold |
| Avg. price target upside | +19.27% | +13.21% |
| Average volume | 2.37M | 830.88K |
| Shares outstanding | 228.51M | 280.44M |
| Employees | 2,247 | 958 |
| Sector | Finance | Finance |
| Industry | Savings Institutions | Savings Institutions |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- TFS Financial trades at a higher earnings multiple (44.8x vs 11.7x trailing P/E).
- TFS Financial offers a meaningfully higher dividend yield (7.01% vs 2.59%).
- Eastern Bankshares is more profitable, keeping 65.8 cents of every revenue dollar as net income versus 28.3 cents for TFS Financial.
- Eastern Bankshares grew revenue faster in its latest fiscal year (+19.07% vs +6.04%).
About Eastern Bankshares
EBC stock →Eastern Bankshares, Inc. operates as the bank holding company for Eastern Bank that provides banking, trust, and investment services to retail, commercial, and small business customers in the United States.
Finance · Savings Institutions · 2,247 employees
About TFS Financial
TFSL stock →TFS Financial Corporation, through its subsidiaries, provides retail consumer banking services in the United States. The company offers deposit products, including savings, money market, checking, individual retirement, and other qualified plan accounts, as well as certificates of deposit.
Finance · Savings Institutions · 958 employees
EBC vs TFSL FAQ
Which is bigger, Eastern Bankshares or TFS Financial?
Eastern Bankshares (EBC) is larger, with a market capitalization of $4.77B compared with $4.52B for TFS Financial (TFSL).
Which stock has performed better over the past year, EBC or TFSL?
TFSL returned +18.79% over the past 12 months, compared with +11.37% for EBC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, EBC or TFSL?
EBC has the lower trailing P/E at 11.7, versus 44.8 for TFSL. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Eastern Bankshares or TFS Financial?
TFS Financial has the higher yield at 7.01%, compared with 2.59% for Eastern Bankshares.
Are Eastern Bankshares and TFS Financial in the same industry?
Yes. Both are classified in the Savings Institutions industry within the Finance sector.