Consumer Portfolio Services (CPSS) vs loanDepot (LDI)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Consumer Portfolio Services (CPSS) has outperformed loanDepot (LDI) over the past year, gaining 20.4% versus a loss of 78.9%. Over five years, CPSS leads with a +48.5% price change compared with -90.7% for LDI. loanDepot is the larger company by market cap ($274.1 million vs $207.2 million), about 1.3 times the size.
On valuation, Consumer Portfolio Services trades at a lower forward P/E (6.5x vs 12.3x for loanDepot).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CPSS | LDI |
|---|---|---|
| Share price | $9.46 | $0.6168 |
| Market cap | $207.22M | $274.08M |
| 1-day change | 0.00% | -0.16% |
| YTD return | +1.39% | -70.15% |
| 1-year return | +20.36% | -78.91% |
| 5-year return | +48.51% | -90.65% |
| P/E ratio (TTM) | 10.40 | — |
| Forward P/E | 6.52 | 12.34 |
| EPS (TTM) | $0.91 | $-0.31 |
| Dividend yield | 0.00% | 0.00% |
| Annual dividend | $0.00 | $0.00 |
| 52-week high | $10.49 | $3.80 |
| 52-week low | $7.39 | $0.567 |
| Distance from 52-week high | -9.82% | -83.77% |
| Analyst consensus | — | none |
| Avg. price target upside | — | +83.20% |
| Average volume | 23.55K | 4.17M |
| Shares outstanding | 21.91M | 232.23M |
| Employees | 994 | 4,626 |
| Sector | Finance | Finance |
| Industry | Finance: Consumer Services | Finance: Consumer Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- CPSS has outperformed LDI by 99.3 percentage points over the past year.
About Consumer Portfolio Services
CPSS stock →Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States.
Finance · Finance: Consumer Services · 994 employees
About loanDepot
LDI stock →loanDepot, Inc. engages in originating, financing, selling, and servicing residential mortgage loans in the United States.
Finance · Finance: Consumer Services · 4,626 employees
CPSS vs LDI FAQ
Which is bigger, Consumer Portfolio Services or loanDepot?
loanDepot (LDI) is larger, with a market capitalization of $274.08M compared with $207.22M for Consumer Portfolio Services (CPSS).
Which stock has performed better over the past year, CPSS or LDI?
CPSS returned +20.36% over the past 12 months, compared with -78.91% for LDI (price return, excluding dividends). Past performance does not predict future results.
Are Consumer Portfolio Services and loanDepot in the same industry?
Yes. Both are classified in the Finance: Consumer Services industry within the Finance sector.