Citizens Community Bancorp (CZWI) vs Ohio Valley Banc (OVBC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Citizens Community Bancorp (CZWI) has outperformed Ohio Valley Banc (OVBC) over the past year, gaining 34.7% versus a gain of 27.0%. Over five years, OVBC leads with a +66.7% price change compared with +54.4% for CZWI. Ohio Valley Banc is the larger company by market cap ($214.8 million vs $206.6 million), about 1.0 times the size.
On valuation, Ohio Valley Banc trades at a lower trailing P/E (15.1x vs 16.3x for Citizens Community Bancorp). Ohio Valley Banc offers the higher dividend yield (2.06% vs 0.98%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CZWI | OVBC |
|---|---|---|
| Share price | $21.41 | $45.60 |
| Market cap | $206.61M | $214.82M |
| 1-day change | +0.23% | -0.26% |
| YTD return | +20.15% | +14.06% |
| 1-year return | +34.65% | +26.98% |
| 5-year return | +54.45% | +66.67% |
| P/E ratio (TTM) | 16.34 | 15.15 |
| Forward P/E | 9.87 | — |
| EPS (TTM) | $1.31 | $3.01 |
| Dividend yield | 0.98% | 2.06% |
| Annual dividend | $0.21 | $0.94 |
| 52-week high | $24.43 | $54.96 |
| 52-week low | $14.61 | $34.18 |
| Distance from 52-week high | -12.36% | -17.03% |
| Analyst consensus | none | — |
| Avg. price target upside | +3.92% | — |
| Average volume | 48.57K | 36.93K |
| Shares outstanding | 9.65M | 4.71M |
| Employees | 217 | 269 |
| Sector | Finance | Finance |
| Industry | Savings Institutions | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Ohio Valley Banc offers a meaningfully higher dividend yield (2.06% vs 0.98%).
About Citizens Community Bancorp
CZWI stock →Citizens Community Bancorp, Inc. operates as a bank holding company for Citizens Community Federal N.A.
Finance · Savings Institutions · 217 employees
About Ohio Valley Banc
OVBC stock →Ohio Valley Banc Corp. operates as the bank holding company for The Ohio Valley Bank Company that provides commercial and retail banking products and services.
Finance · Major Banks · 269 employees
CZWI vs OVBC FAQ
Which is bigger, Citizens Community Bancorp or Ohio Valley Banc?
Ohio Valley Banc (OVBC) is larger, with a market capitalization of $214.82M compared with $206.61M for Citizens Community Bancorp (CZWI).
Which stock has performed better over the past year, CZWI or OVBC?
CZWI returned +34.65% over the past 12 months, compared with +26.98% for OVBC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CZWI or OVBC?
OVBC has the lower trailing P/E at 15.1, versus 16.3 for CZWI. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Citizens Community Bancorp or Ohio Valley Banc?
Ohio Valley Banc has the higher yield at 2.06%, compared with 0.98% for Citizens Community Bancorp.
Are Citizens Community Bancorp and Ohio Valley Banc in the same industry?
Both are in the Finance sector, but in different industries: Savings Institutions for Citizens Community Bancorp and Major Banks for Ohio Valley Banc.